Capital One Platinum Secured Credit Card

Capital One is an Experian Partner

Capital One Platinum Secured Credit Card Apply Now
  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Poor, New to Credit, Rebuilding

Get your FICO Score for free
  • Rewards

    N/A*

  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    26.99% (Variable)

  • Ongoing Balance Transfer APR

    26.99% (Variable)

Card details:
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
Pros:
  • Available to applicants who are rebuilding their credit
  • No annual fee
  • Considered for a higher credit rate within as little as 6 months
Cons:
  • Refundable security deposit required
  • Low initial line of credit
  • High APR

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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