Credit Monitoring

Checking your credit reports regularly is one of the best ways to engage with your credit information. It can also help you detect suspicious activity that may appear on your Experian credit report, allowing you to minimize the damage from identity theft or fraud. Experian CreditWorksSM Credit Monitoring checks your Experian credit report each day, and notifies you when key changes are detected. You also receive unlimited access to your Experian credit report and FICO® Score powered by Experian - helping you track your credit activity and live credit confident.

Product features:

  • Unlimited online access to your personal Experian credit report and FICO Score
  • Daily monitoring of your Experian credit report with alert notifications when key changes occur
  • $50,000 Experian CreditWorksSM Guarantee** including access to a Fraud Resolution Specialist in case your identity is stolen
  • Track your FICO Score over time and receive customized alerts when information changes
  • Receive a monthly statement with your FICO Score, a report of recent activity alerts, and a summary of key financial information that lenders may consider when evaluating your creditworthiness

Experian CreditWorksSM Credit Monitoring

Good credit begins with knowing where your credit is today, learning what impacts your credit and monitoring your credit moving forward.

$4.95 / first month*
* Introductory price of $4.95 for your first month of access, then just $19.95 each additional month. Cancel anytime if not satisfied.

Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

What you'll get when you order today:

Credit Dashboard

Your Credit at a Glance

Your dashboard gives you easy access to the features that matter most. This includes an easy-to-read credit summary and quick access to your up-to-date Experian credit report and FICO® Score. Your dashboard also includes your most recent credit alerts. With Experian CreditWorksSM, your Experian credit report is monitored daily to see if key information has changed or if new data has been added. Key changes include Public Records, Potentially Negative Information, New Hard Inquiries, New Accounts and Address Changes.

Credit Report Center

Credit Score Center

Alert Center

Additional Information

**Due to New York state law restrictions, the Experian CreditWorksSM Guarantee cannot be offered to residents of New York.