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A credit card is required to start your free 7-day trial membership§ in Experian CreditWorksSM Premium. You may cancel your trial membership at any time within 7 days without charge. If you decide not to cancel, your membership will continue and you will be billed $24.99 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge.
*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
Free 7-day trial then just $24.99 /month†
|CreditWorks Basic||CreditWorks Premium|
Credit Reports & Scores
Credit Reports Monitored
|Experian||Experian, Equifax®, TransUnion®|
|New Credit Inquiries|
|Account Balance Changes|
|Experian Credit Report & FICO® Score*||Monthly||Daily|
|3-Bureau Credit Report & FICO® Scores*||Monthly|
|Additional FICO® Scores*|
(Auto, Home & Bankcard)
|FICO® Score* Alerts|
|FICO® Score* Simulator|
|Lock and Unlock Your Experian Credit File|
|Real-time Alerts on Attempted Credit Inquiries|
Identity Theft Monitoring & Protection
|Dark Web Surveillance|
|Identity Theft Insurance※||Up to $1,000,000|
|U.S.-Based Fraud Resolution Specialist|
|Lost Wallet Assistance|
|Identity Theft Monitoring & Alerts|