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Credit cards

Understand how credit cards work and how to use them responsibly to maximize benefits.

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Balance transfers

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Cash back credit cards

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Credit card basics

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Rewards credit cards

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Secured credit cards

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Student credit cards

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Travel credit cards

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Best rewards credit cards

Make the most of your spending with a rewards card.

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Best balance transfer credit cards

Save money by transferring high-interest debt.

Best cash back credit cards

Turn your everyday spending into cash back.

Best travel credit cards

Earn miles and points to save money on travel with a rewards card.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Best intro bonus credit cards

Earn more rewards with an intro bonus card.

Best 0% intro APR credit cards

Take advantage of no interest payments with an intro 0% APR card.

Best no annual fee credit cards

Maximize your rewards without breaking your budget.

Best credit cards for bad credit

Get matched to credit cards based on your unique credit profile.

Best credit cards for fair credit

Start building positive credit history and get matched to credit cards.

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The latest from our experts

Should I Complete a Balance Transfer?

Consider a balance transfer if you have good credit, will save enough to warrant the fees ...

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What Is a Billing Cycle?

Your credit card's billing cycle, or billing period, is the time between its statements' c...

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Is There a Limit on Balance Transfers?

Balance transfer credit cards have credit limits and, sometimes, lower balance transfer li...

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How Do Store Credit Cards Work?

The primary ways store credit cards differ include acceptance, eligibility requirements, i...

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What Is a Contactless Card?

Contactless cards use near-field communication to make a payment without swiping or insert...

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What Is a Joint Credit Card?

Joint credit cards are owned by two account holders who share full credit line access and ...

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Visa vs. Mastercard: Which One Is Better?

If you’re trying to decide between a Visa and a Mastercard credit card, here’s what to kno...

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What Is a Credit Card Network?

Credit card networks, including American Express, Discover, Mastercard and Visa, facilitat...

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How to Pay a Credit Card Bill

You can pay a credit card bill online or by phone or mail. If it's a store card or the iss...

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Credit Card Protections and Insurance for 2026

The latest trends and top credit card travel and purchase protections and benefits for 202...

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An Essential Guide to Your First Credit Card

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What Is a Credit Card Minimum Payment?

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Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

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