Reach your credit and money goals

Do more with your FICO® Score—for free

Start with your free Experian credit report and FICO® Score*. Then boost your credit scores by connecting bills like your cell phone, utilities, streaming services and eligible rent payments.ø

Let's get started

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more
øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

What could you do with a new credit card?

Whether you’re looking to build credit, earn more rewards or get cash back, choose from credit card offers matched to your unique profile so you know they’ll work for you.

Check out your matches

Start a free scan to check if your identity is at risk

Is your Social Security number, email or phone number exposed online? Run free scans of the dark web and people finder sites—and learn ways to keep your data out of the wrong hands.

Scan for free

Drive down your car insurance costs

Shop and compare multiple car insurance quotes from top insurers in minutes. Drivers save $961 per year on averageβ by switching coverage—how much could you save?

See your quotes

βThe average savings was calculated by comparing purchasers' new policy with the prior policy. Results may vary and some may not see savings.

Paying too much for your bills? Let’s fix that.

Save $263φ on average with Experian BillFixer™. Simply send us your bills and we’ll negotiate directly with your providers to get your lowest rates. We do all the legwork—you keep the savings.

See how it works

φResults will vary. Not all bills are eligible, savings are not guaranteed, and some may not see savings. BillFixers™ customers save $263.69 on average. The average savings was calculated using anticipated savings from consumer negotiations completed in 2021 that resulted in savings.
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Financial power in your pocket

Get credit alerts straight to your phone, boost your FICO® Score on the go and more. Free with your account and the Experian app.

Why go premium?

Level up your credit, money and identity protection.

Compare benefits
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View all 3 credit reports

See monthly credit reports and FICO® Scores from Experian, Equifax® and TransUnion®.

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Save money on bills

We help negotiate lower rates with your bill providers, you keep the savings—without the hassle.

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Get 24/7 identity protection

We detect risk you’d otherwise miss, like dark web leaks and fraudulent bank accounts.

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Lock your credit with a tap

Block unwanted access to your Experian credit file and get alerts about suspicious activity.

Get your free credit report and FICO® Score

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