Reach your credit and money goals
Do more with your FICO® Score—for free
Start with your free Experian credit report and FICO® Score*. Then boost your credit scores by connecting bills like your cell phone, utilities, streaming services and eligible rent payments.ø
Let's get startedWhat could you do with a new credit card?
Whether you’re looking to build credit, earn more rewards or get cash back, choose from credit card offers matched to your unique profile so you know they’ll work for you.
Check out your matches
Start a free scan to check if your identity is at risk
Is your Social Security number, email or phone number exposed online? Run free scans of the dark web and people finder sites—and learn ways to keep your data out of the wrong hands.
Scan for free
Drive down your car insurance costs
Shop and compare multiple car insurance quotes from top insurers in minutes. Drivers save $961 per year on averageβ by switching coverage—how much could you save?
See your quotes
Paying too much for your bills? Let’s fix that.
Save $263φ on average with Experian BillFixer™. Simply send us your bills and we’ll negotiate directly with your providers to get your lowest rates. We do all the legwork—you keep the savings.
See how it works

Financial power in your pocket
Get credit alerts straight to your phone, boost your FICO® Score on the go and more. Free with your account and the Experian app.
View all 3 credit reports
See monthly credit reports and FICO® Scores from Experian, Equifax® and TransUnion®.
Save money on bills
We help negotiate lower rates with your bill providers, you keep the savings—without the hassle.
Get 24/7 identity protection
We detect risk you’d otherwise miss, like dark web leaks and fraudulent bank accounts.
Lock your credit with a tap
Block unwanted access to your Experian credit file and get alerts about suspicious activity.
How can we help?
Manage your credit basics with these free tools.