Reach your credit and money goals

Get your free credit report and FICO® Score*

Then raise your credit scores instantly using bills like your cell phone, utilities, streaming services and eligible rent payments.ø

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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more
øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

Check out credit card offers matched to you

Whether you’re looking to build credit, earn rewards or get cash back, find the best card matched to your unique credit profile.

See your matches

Start a free scan to check if your identity is at risk

Check if personal info like your SSN or email are exposed on the dark web and people finder sites—then find out what to do next.

Scan for free

Find cheaper car insurance in minutes

Shop and compare quotes from top insurers to find your same coverage for less. Drivers can save $961/year on average.β

Get your quotes

βThe average savings was calculated by comparing purchasers' new policy with the prior policy. Results may vary and some may not see savings.

Save $263/yearφ on your everyday bills

With Experian BillFixer™ we can lower your bills by negotiating with your providers. You keep the savings—without the hassle.

See how it works

φResults will vary. Not all bills are eligible, savings are not guaranteed, and some may not see savings. BillFixers™ customers save $263.69 on average. The average savings was calculated using anticipated savings from consumer negotiations completed in 2021 that resulted in savings.
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Financial power in your pocket

Get credit alerts straight to your phone, boost your FICO® Score on the go and more. Free with your account and the Experian app.

Why go premium?

Level up your credit, money and identity protection.

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View all 3 credit reports

See monthly credit reports and FICO® Scores from Experian, Equifax® and TransUnion®.

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Save money on bills

We help negotiate lower rates with your bill providers, you keep the savings—without the hassle.

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Get 24/7 identity protection

We detect risk you’d otherwise miss, like dark web leaks and fraudulent bank accounts.

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Lock your credit with a tap

Block unwanted access to your Experian credit file and get alerts about suspicious activity.

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