Splash Financial personal loans

Splash Financial stands out for its streamlined application process. Other perks include loan offers within seconds and no prepayment penalties.

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Est. APR	9.98 - 17.99%
Term	60 mo
Monthly payment	$349

Loan details

APR: 9.98% - 17.99% for Personal Loans from $5,000 to $50,000^†
Put your debt in its place with a personal loan
No impact to your credit score for checking rates through Splash¹
Funding in as little as one business day for eligible applicants²
Apply to consolidate your debt with a personal loan and make one monthly payment.

Est. APR	9.98 - 17.99%
Term	36 mo
Monthly payment	$513

Loan details

APR: 9.98% - 17.99% for Personal Loans from $5,000 to $50,000^†
Put your debt in its place with a personal loan
No impact to your credit score for checking rates through Splash¹
Funding in as little as one business day for eligible applicants²
Apply to consolidate your debt with a personal loan and make one monthly payment.

Est. APR	9.98 - 17.99%
Term	72 mo
Monthly payment	$309

Loan details

APR: 9.98% - 17.99% for Personal Loans from $5,000 to $50,000^†
Put your debt in its place with a personal loan
No impact to your credit score for checking rates through Splash¹
Funding in as little as one business day for eligible applicants²
Apply to consolidate your debt with a personal loan and make one monthly payment.

Est. APR	9.98 - 17.99%
Term	48 mo
Monthly payment	$410

Loan details

APR: 9.98% - 17.99% for Personal Loans from $5,000 to $50,000^†
Put your debt in its place with a personal loan
No impact to your credit score for checking rates through Splash¹
Funding in as little as one business day for eligible applicants²
Apply to consolidate your debt with a personal loan and make one monthly payment.

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are subject to change at any point prior to application submission. The information you provide is an inquiry to determine whether Splash’s lending partners can make you a loan offer. Rates offered through this link are specific to this website. Offers through the Splash website may include different offers from lending partners, that may include higher rates. This information is current as of May 20, 2025.

^†This is not a commitment to lend and the presented loan terms and Annual Percentage Rate (APR) are not guaranteed. Splash is a loan marketplace. If you submit a loan application you may receive offers from multiple lending partners. There is no fee or penalty for repaying a loan early. Personal loans have an origination fee of 0% to 12%, which may be deducted from the loan proceeds. Lowest rates are reserved for the highest qualified borrowers. Lowest rates may require autopay and may require paying off a portion of existing debt directly. The autopay reduction will not be applied if autopay is not in effect. Not all rates and amounts available in all states. Not all applicants will qualify for the full amount. Residents of Massachusetts have a minimum loan amount of $6,000; New Mexico and Ohio, $5,000.

To qualify, a borrower must be a U.S. citizen or other eligible status and meet lender underwriting requirements. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, creditworthiness, income and other factors.

¹To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

²Once you have successfully completed the loan application process, it typically takes one to two business days to receive funds. However, funding may take up to two weeks.

Loans feature repayment terms of 36 to 72 months depending on the lender and your qualifications. For example, if you are approved for a $10,000 loan with a 60-month term and a fixed APR of 13.83% (which includes a 11.56% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a monthly payment of $220.23.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

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Splash Financial personal loans

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Splash Financial personal loans

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