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Page 5
If you have a mortgage loan or you’re considering applying for one, understanding amortiza...
Choosing a condo for your first home could make sense if you want cost savings, minimal ma...
Looking to refinance your home? In some cases, you could lose some of your home equity. Fi...
A rent-to-own agreement can give you the option to buy the home for an agreed-upon price a...
If you’re looking to get preapproved for a mortgage loan, here’s what you need to know abo...
Loss mitigation options such as forbearance or loan modification offer alternatives to for...
A first-lien HELOC is a line of credit that replaces your existing mortgage with a traditi...
There are many mortgage lenders to choose from. Knowing your finances, researching loan ty...
Despite progress, the LGBTQ+ community still faces discrimination and financial instabilit...
A fixed-rate HELOC allows you to borrow some or all of the funds from a revolving line of ...
A mortgage APR is a comprehensive indicator of your mortgage's cost to you. It takes into ...
If you’re thinking about selling your home in the near future, here are some steps to guid...
Expect to pay 2% to 5% in closing costs on a home equity loan or HELOC, though you can neg...
Closing on a house generally takes 30 and 60 days, but you must understand the process and...
Understanding the mortgage process can save you both time and money as you get ready to bu...
You can refinance many mortgages just 30 days after closing on your original loan, but som...
A cash offer may give you more confidence in closing your home with fewer complications, b...
The draw period on a home equity line of credit (HELOC) is the period when you can withdra...
To get a quick read on your home equity, subtract your most recent mortgage balance from y...
Home equity is your ownership stake in your property, which you build through your down pa...
Calculating a home's value isn't an exact science. A home appraiser may come to a differen...
FHA loans offer low down payments and reduced credit score requirements but still come wit...
Buying a home with bad credit can be more difficult. Consider these options for buying now...
If you have a home loan, your loan servicer should send you a monthly mortgage statement. ...
If you’re thinking about tapping your home equity through a home equity loan, home equity ...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Closing costs are the fees a seller must pay to sell their house; they're deducted from th...
Home equity, the portion of your house you own outright, increases gradually as you pay of...
If you and your ex-spouse own a home together, you'll need to agree on what to do with you...
Home renovation loans and mortgages provide cash for repairs, improvements and renovations...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
Wholesale mortgage lenders offer home loans through a third party, like a mortgage broker,...
Applying for a mortgage online can be fast and convenient, and it lets you easily compare ...
If you’re considering a cash-out refinance loan, here’s what you need to know about intere...
A HELOC lets you borrow against the equity in your home over time, but it comes with fees,...
A first-time homebuyer program could unlock a grant or loan that allows you to purchase yo...
In a divorce, the home equity division depends on a few key factors. You'll also need to d...
Before applying for financing, discover how a home equity loan or HELOC vs reverse mortgag...
A mortgage loan originator acts as a point person for borrowers who are seeking a home loa...
If you live in a neighborhood that has a homeowners association (HOA), you can expect to p...
You may be able to borrow against the equity in your home to buy a second property, like a...
You can use your home equity to pay for a car, but it's not generally recommended. Find ou...
The prime rate is the interest rate banks offer to their most creditworthy customers. It i...
Looking to increase your home's value? Here are six things you can do to help boost your a...
If you’re planning on refinancing your mortgage loan, here’s what to know about how the pr...
Financing a garage or shed can enable quick access to funds for the project, but it can al...
You can take equity out of a paid-off house for a home improvement, an emergency expense ...
Paying off a HELOC ahead of schedule can save you money because you'll pay less interest, ...
If you sell your home through a short sale, you'll likely have to satisfy a waiting period...
A mortgage rate lock is when your lender agrees to keep your interest rate the same until ...
Debt settlement, when a creditor accepts less than you owe, is a negative event that stays...
An emergency fund is a savings account that you can draw from when unforeseen expenses com...
A home equity loan and home improvement loan are two options to pay for home projects. One...
You can get a home equity loan on a rental or investment property if you have sufficient e...
By Ben Luthi
