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Page 5
Understanding the mortgage process can save you both time and money as you get ready to bu...
You can refinance many mortgages just 30 days after closing on your original loan, but som...
A cash offer may give you more confidence in closing your home with fewer complications, b...
The draw period on a home equity line of credit (HELOC) is the period when you can withdra...
To get a quick read on your home equity, subtract your most recent mortgage balance from y...
Home equity is your ownership stake in your property, which you build through your down pa...
Calculating a home's value isn't an exact science. A home appraiser may come to a differen...
FHA loans offer low down payments and reduced credit score requirements but still come wit...
Buying a home with bad credit can be more difficult. Consider these options for buying now...
If you have a home loan, your loan servicer should send you a monthly mortgage statement. ...
If you’re thinking about tapping your home equity through a home equity loan, home equity ...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Closing costs are the fees a seller must pay to sell their house; they're deducted from th...
Home equity, the portion of your house you own outright, increases gradually as you pay of...
If you and your ex-spouse own a home together, you'll need to agree on what to do with you...
Home renovation loans and mortgages provide cash for repairs, improvements and renovations...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
Wholesale mortgage lenders offer home loans through a third party, like a mortgage broker,...
Applying for a mortgage online can be fast and convenient, and it lets you easily compare ...
If you’re considering a cash-out refinance loan, here’s what you need to know about intere...
A HELOC lets you borrow against the equity in your home over time, but it comes with fees,...
A first-time homebuyer program could unlock a grant or loan that allows you to purchase yo...
In a divorce, the home equity division depends on a few key factors. You'll also need to d...
Before applying for financing, discover how a home equity loan or HELOC vs reverse mortgag...
A mortgage loan originator acts as a point person for borrowers who are seeking a home loa...
If you live in a neighborhood that has a homeowners association (HOA), you can expect to p...
You may be able to borrow against the equity in your home to buy a second property, like a...
You can use your home equity to pay for a car, but it's not generally recommended. Find ou...
The prime rate is the interest rate banks offer to their most creditworthy customers. It i...
Looking to increase your home's value? Here are six things you can do to help boost your a...
If you’re planning on refinancing your mortgage loan, here’s what to know about how the pr...
Financing a garage or shed can enable quick access to funds for the project, but it can al...
You can take equity out of a paid-off house for a home improvement, an emergency expense ...
Paying off a HELOC ahead of schedule can save you money because you'll pay less interest, ...
If you sell your home through a short sale, you'll likely have to satisfy a waiting period...
A mortgage rate lock is when your lender agrees to keep your interest rate the same until ...
Debt settlement, when a creditor accepts less than you owe, is a negative event that stays...
An emergency fund is a savings account that you can draw from when unforeseen expenses com...
A home equity loan and home improvement loan are two options to pay for home projects. One...
You can get a home equity loan on a rental or investment property if you have sufficient e...
Down payment assistance programs help reduce the upfront costs of buying a home, making ho...
A home equity loan allows you to borrow against the equity in your house, but you need a g...
There are several ways to cancel your private mortgage insurance (PMI) and save money.
Closing costs include various fees you have to pay to close on a home loan; they can be su...
As of 2022, the tax deduction for private mortgage insurance (PMI) has expired, though you...
It's possible to use a HELOC to pay off your mortgage. But should you? Consider the benefi...
You may be able to borrow against the equity in your home to pay for home improvements usi...
Getting an FHA construction loan involves working with a licensed builder to design your h...
A deed of trust is a legal document that establishes property as collateral for a home loa...
Wednesdays and Tuesdays are usually the cheapest days of the week to fly; Fridays and Sund...
Savings and loan associations offer savings accounts, CDs, money market accounts, checking...
Mortgage deferment is short-term financial relief available on some loans, by which you po...
There are several key differences between a 10/1 adjustable-rate mortgage (ARM) and a 30-y...
Need to exit your reverse mortgage? Here are strategies that can help you repay the loan.
By Ben Luthi
