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HELOC interest may be tax deductible, depending on when you took out your HELOC, how you u...
Independent auto mechanics may charge less for parts and labor than big repair shops or ca...
When getting a home loan, ask your mortgage lender about your rate, fees and payments. The...
It's often advised to spend 30% or less of your gross monthly income on rent, but the exac...
Whether you're buying a new home or refinancing an existing mortgage, your lender will ord...
First-time homebuyer programs vary by state. But they generally include affordable convent...
FHA loan limits change each year and depend on the cost of homes in your area and how many...
Whether you should buy a house depends on the market and your finances, including whether ...
If you don't have access to a 401(k), you can still get tax-advantaged savings in an IRA, ...
Bonuses are subject to federal income tax, as well as Social Security and Medicare taxes.
There are two types of escrow accounts for buying a home and paying off a mortgage. Here's...
A living trust can help you designate someone to manage your finances when you can't, and ...
Before you make a private equity investment, carefully consider the rewards and the risks....
While HELOCs can provide a wide variety of benefits, these eight alternatives may be a bet...
Foreclosures and short sales differ in potential impacts on your wallet and credit. Here's...
You can have up to 10 conventional mortgages for second homes and investment properties, b...
Cash stuffing, or envelope budgeting, is a system where you sort cash into labeled envelop...
A pension fund is a type of retirement plan that pays employees a fixed monthly income aft...
Before choosing a financial advisor, ask about their qualifications, fees, services, ideal...
FHA loans are government-backed mortgages ideal for first-time homebuyers. They offer lowe...
Consider saving one-third to one-half of the estimated total cost of attending a four-year...
Follow these six steps to shop for a mortgage and make sure you're getting a good loan.
Fiduciaries and financial advisors can both help you make money-related decisions. Only fi...
A fixed-rate mortgage has an interest rate that never changes, while rates on adjustable-r...
Jumbo loans exceed limits set by the FHFA and don't qualify for purchase by Fannie Mae or ...
If you opt for an adjustable-rate mortgage, know that the CMT rate could affect your mortg...
Between saving a down payment, making an offer and securing a mortgage, you'll want to mak...
You may have to pay for mortgage insurance to protect your lender's investment if you get ...
If you're curious about how to save for a house, treat it like any other financial goal: D...
Deciding whether a home equity loan or HELOC benefits you the most depends on your plan to...
If you’re considering putting your money in a CD or investing in Treasury bills, here’s wh...
If you're applying for a conventional mortgage, there's a good chance it's backed by Fanni...
Good credit, low debt-to-income ratio and sufficient equity are among the requirements for...
APY takes into account the interest rate paid on savings and how frequently interest compo...
Notarization helps prevent fraud and identity theft by having a third party verify a docum...
You can save money even on a low income by setting a budget, limiting unnecessary expenses...
HELOCs are one tool you can use to pay off credit card debt, but they're not the right opt...
Keep a small amount of cash at home in case an ATM or credit card payment system failure d...
If you’re thinking about using a personal loan to buy property, here’s what to know about ...
Saving $10,000 in a year is an achievable goal with advance planning and a clear understan...
Home equity loans can help you pay for big expenses by borrowing against the equity in you...
Private mortgage insurance increases your monthly mortgage payment. Fortunately, there are...
A certified check is a personal check that's been verified and guaranteed by your bank, wh...
The timing of a first mortgage payment depends on when in the month you close, though you'...
A letter of explanation can provide additional insight into your credit, employment and fi...
It's important to understand how FHA cash-out refinances work and whether they're the righ...
You can take out as many VA loans as you want over your lifetime, but you can't have more ...
If you’re planning to buy a new home and sell your current one simultaneously, here are so...
You can refinance your mortgage as many times as you like, but some lenders require a wait...
If you’re trying to decide between buying a home with cash or a mortgage loan, here’s what...
Manual underwriting can help you get a home loan, but not without a little patience and a ...
Closing costs are unavoidable in many home sales, but you can take steps to reduce the amo...
The LGBTQ+ community faces unique financial challenges due to past and current discriminat...
If you’re thinking about applying for a HELOC, here’s what you need to know about how they...
By Tim Maxwell
