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You can have up to 10 conventional mortgages for second homes and investment properties, b...
Cash stuffing, or envelope budgeting, is a system where you sort cash into labeled envelop...
A pension fund is a type of retirement plan that pays employees a fixed monthly income aft...
Before choosing a financial advisor, ask about their qualifications, fees, services, ideal...
FHA loans are government-backed mortgages ideal for first-time homebuyers. They offer lowe...
Consider saving one-third to one-half of the estimated total cost of attending a four-year...
Follow these six steps to shop for a mortgage and make sure you're getting a good loan.
Fiduciaries and financial advisors can both help you make money-related decisions. Only fi...
A fixed-rate mortgage has an interest rate that never changes, while rates on adjustable-r...
Jumbo loans exceed limits set by the FHFA and don't qualify for purchase by Fannie Mae or ...
If you opt for an adjustable-rate mortgage, know that the CMT rate could affect your mortg...
Between saving a down payment, making an offer and securing a mortgage, you'll want to mak...
You may have to pay for mortgage insurance to protect your lender's investment if you get ...
If you're curious about how to save for a house, treat it like any other financial goal: D...
Deciding whether a home equity loan or HELOC benefits you the most depends on your plan to...
If you’re considering putting your money in a CD or investing in Treasury bills, here’s wh...
If you're applying for a conventional mortgage, there's a good chance it's backed by Fanni...
Good credit, low debt-to-income ratio and sufficient equity are among the requirements for...
APY takes into account the interest rate paid on savings and how frequently interest compo...
Notarization helps prevent fraud and identity theft by having a third party verify a docum...
You can save money even on a low income by setting a budget, limiting unnecessary expenses...
HELOCs are one tool you can use to pay off credit card debt, but they're not the right opt...
Keep a small amount of cash at home in case an ATM or credit card payment system failure d...
If you’re thinking about using a personal loan to buy property, here’s what to know about ...
Saving $10,000 in a year is an achievable goal with advance planning and a clear understan...
Home equity loans can help you pay for big expenses by borrowing against the equity in you...
Private mortgage insurance increases your monthly mortgage payment. Fortunately, there are...
A certified check is a personal check that's been verified and guaranteed by your bank, wh...
The timing of a first mortgage payment depends on when in the month you close, though you'...
A letter of explanation can provide additional insight into your credit, employment and fi...
It's important to understand how FHA cash-out refinances work and whether they're the righ...
You can take out as many VA loans as you want over your lifetime, but you can't have more ...
If you’re planning to buy a new home and sell your current one simultaneously, here are so...
You can refinance your mortgage as many times as you like, but some lenders require a wait...
If you’re trying to decide between buying a home with cash or a mortgage loan, here’s what...
Manual underwriting can help you get a home loan, but not without a little patience and a ...
Closing costs are unavoidable in many home sales, but you can take steps to reduce the amo...
The LGBTQ+ community faces unique financial challenges due to past and current discriminat...
If you’re thinking about applying for a HELOC, here’s what you need to know about how they...
If you have a mortgage loan or you’re considering applying for one, understanding amortiza...
Choosing a condo for your first home could make sense if you want cost savings, minimal ma...
Looking to refinance your home? In some cases, you could lose some of your home equity. Fi...
A rent-to-own agreement can give you the option to buy the home for an agreed-upon price a...
If you’re looking to get preapproved for a mortgage loan, here’s what you need to know abo...
Loss mitigation options such as forbearance or loan modification offer alternatives to for...
A first-lien HELOC is a line of credit that replaces your existing mortgage with a traditi...
There are many mortgage lenders to choose from. Knowing your finances, researching loan ty...
Despite progress, the LGBTQ+ community still faces discrimination and financial instabilit...
A fixed-rate HELOC allows you to borrow some or all of the funds from a revolving line of ...
A mortgage APR is a comprehensive indicator of your mortgage's cost to you. It takes into ...
If you’re thinking about selling your home in the near future, here are some steps to guid...
Expect to pay 2% to 5% in closing costs on a home equity loan or HELOC, though you can neg...
Closing on a house generally takes 30 and 60 days, but you must understand the process and...
Understanding the mortgage process can save you both time and money as you get ready to bu...
By Aly J. Yale
