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APY takes into account the interest rate paid on savings and how frequently interest compo...
Notarization helps prevent fraud and identity theft by having a third party verify a docum...
You can save money even on a low income by setting a budget, limiting unnecessary expenses...
HELOCs are one tool you can use to pay off credit card debt, but they're not the right opt...
Keep a small amount of cash at home in case an ATM or credit card payment system failure d...
If you’re thinking about using a personal loan to buy property, here’s what to know about ...
Saving $10,000 in a year is an achievable goal with advance planning and a clear understan...
Home equity loans can help you pay for big expenses by borrowing against the equity in you...
Private mortgage insurance increases your monthly mortgage payment. Fortunately, there are...
A certified check is a personal check that's been verified and guaranteed by your bank, wh...
The timing of a first mortgage payment depends on when in the month you close, though you'...
A letter of explanation can provide additional insight into your credit, employment and fi...
It's important to understand how FHA cash-out refinances work and whether they're the righ...
You can take out as many VA loans as you want over your lifetime, but you can't have more ...
If you’re planning to buy a new home and sell your current one simultaneously, here are so...
You can refinance your mortgage as many times as you like, but some lenders require a wait...
If you’re trying to decide between buying a home with cash or a mortgage loan, here’s what...
Manual underwriting can help you get a home loan, but not without a little patience and a ...
Closing costs are unavoidable in many home sales, but you can take steps to reduce the amo...
The LGBTQ+ community faces unique financial challenges due to past and current discriminat...
If you’re thinking about applying for a HELOC, here’s what you need to know about how they...
If you have a mortgage loan or you’re considering applying for one, understanding amortiza...
Choosing a condo for your first home could make sense if you want cost savings, minimal ma...
Looking to refinance your home? In some cases, you could lose some of your home equity. Fi...
A rent-to-own agreement can give you the option to buy the home for an agreed-upon price a...
If you’re looking to get preapproved for a mortgage loan, here’s what you need to know abo...
Loss mitigation options such as forbearance or loan modification offer alternatives to for...
A first-lien HELOC is a line of credit that replaces your existing mortgage with a traditi...
There are many mortgage lenders to choose from. Knowing your finances, researching loan ty...
Despite progress, the LGBTQ+ community still faces discrimination and financial instabilit...
A fixed-rate HELOC allows you to borrow some or all of the funds from a revolving line of ...
A mortgage APR is a comprehensive indicator of your mortgage's cost to you. It takes into ...
If you’re thinking about selling your home in the near future, here are some steps to guid...
Expect to pay 2% to 5% in closing costs on a home equity loan or HELOC, though you can neg...
Closing on a house generally takes 30 and 60 days, but you must understand the process and...
Understanding the mortgage process can save you both time and money as you get ready to bu...
You can refinance many mortgages just 30 days after closing on your original loan, but som...
A cash offer may give you more confidence in closing your home with fewer complications, b...
The draw period on a home equity line of credit (HELOC) is the period when you can withdra...
To get a quick read on your home equity, subtract your most recent mortgage balance from y...
Home equity is your ownership stake in your property, which you build through your down pa...
Calculating a home's value isn't an exact science. A home appraiser may come to a differen...
FHA loans offer low down payments and reduced credit score requirements but still come wit...
Buying a home with bad credit can be more difficult. Consider these options for buying now...
If you have a home loan, your loan servicer should send you a monthly mortgage statement. ...
If you’re thinking about tapping your home equity through a home equity loan, home equity ...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Closing costs are the fees a seller must pay to sell their house; they're deducted from th...
Home equity, the portion of your house you own outright, increases gradually as you pay of...
If you and your ex-spouse own a home together, you'll need to agree on what to do with you...
Home renovation loans and mortgages provide cash for repairs, improvements and renovations...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
Wholesale mortgage lenders offer home loans through a third party, like a mortgage broker,...
Applying for a mortgage online can be fast and convenient, and it lets you easily compare ...
By Gayle Sato
