Sign In

Home insurance

Learn how homeowners insurance works and how to find the right coverage for your home, property and assets.

Take action with these tools

Free Experian app icon

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Auto insurance comparison

Shop and compare quotes for you from over 40 top insurers.

Free credit report

Get access to your free Experian credit report and FICO® ScoreΘ.

Experian Boost®

Instantly raise your credit scores for free—just by paying your bills.ø

Experian BillFixer™

Stop paying for unwanted subscriptions and lower your bills.**

What others are reading

Aerial view of home roof replacement

How to Calculate the Replacement Cost of Your Home

There are several ways to calculate the replacement cost of your home including getting an...

Tim Maxwell profile imageBy Tim Maxwell
Jan 10, 2023

What Is Water Backup Insurance?

Karen Axelton profile imageBy Karen Axelton
Mar 16, 2022

Does Homeowners Insurance Cover Foundation Repair?

Karen Axelton profile imageBy Karen Axelton
Jul 13, 2024

Do You Need Sewer Line Insurance?

Karen Axelton profile imageBy Karen Axelton
Aug 22, 2022

Does Your Home Insurance Premium Go up After a Fire?

Karen Axelton profile imageBy Karen Axelton
Feb 20, 2024

What Is Not Covered by Homeowners Insurance?

Karen Axelton profile imageBy Karen Axelton
Mar 22, 2024

Explore more topics

The latest from our experts

What’s the Difference Between HO-3 and HO-5 Homeowners Insurance?

HO-3 home insurance offers more limited coverage and reimbursement for personal property; ...

Karen Axelton profile imageBy Karen Axelton
Aug 24, 2025

Does Home Insurance Cover an AC Unit?

When your AC unit quits, home insurance may pay for repairs or a replacement. It depends o...

Kim Porter profile imageBy Kim Porter
Aug 24, 2025

Guide to Mobile and Manufactured Home Insurance

Mobile home insurance protects your mobile or manufactured home and its contents. Learn wh...

Karen Axelton profile imageBy Karen Axelton
Aug 23, 2025

What to Do if You Can’t Afford Homeowners Insurance

Homeowners insurance can become unaffordable even if you've never filed a claim. It's impo...

LaToya Irby profile imageBy LaToya Irby
Aug 21, 2025

Do I Need High-Risk Homeowners Insurance?

Are you likely to file an insurance claim? If your insurer thinks so, you may need high-ri...

Emily Batdorf profile imageBy Emily Batdorf
Aug 20, 2025

What Does Flood Insurance Cover?

Flood insurance covers flood damage to your home's structure and contents, including syste...

Karen Axelton profile imageBy Karen Axelton
Aug 18, 2025

What to Do if You’re Rejected for Homeowners Insurance

If you're rejected for home insurance, understand the reasons for the denial, ask how you ...

Karen Axelton profile imageBy Karen Axelton
Aug 17, 2025

Why Are Homeowners Insurance Rates Going Up?

While you can’t control environmental and economic factors, understanding the factors that...

Ben Luthi profile imageBy Ben Luthi
Aug 16, 2025

Does Homeowners Insurance Cover Trampolines?

Planning to put a trampoline in your backyard? Depending on your policy, homeowners insura...

Kim Porter profile imageBy Kim Porter
Aug 13, 2025

Do You Have to Have Homeowners Insurance?

Homeowners are not required by law to purchase insurance. However, lenders typically requi...

Jennifer Brozic profile imageBy Jennifer Brozic
Aug 11, 2025

Do I Need Flood Insurance?

Since standard home insurance doesn't cover flood damage, buying flood insurance can be wo...

Karen Axelton profile imageBy Karen Axelton
Aug 5, 2025

What Is Earthquake Insurance?

Earthquake insurance covers your home and personal possessions if they're damaged by an ea...

Karen Axelton profile imageBy Karen Axelton
Aug 4, 2025

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.