Geoff Williams

Geoff Williams

Geoff Williams has been a journalist since the 1990s, writing extensively about personal finance and small business issues. He lives in Loveland, Ohio.

Expertise: Personal finance, budgeting, insurance, banking

Experience: Geoff has written for U.S. News & World Report, The Wall Street Journal, CNNMoney.com, Consumer Reports, Reuters and many more publications. He is also the author of several books and writes a classic-TV blog called The TV Professor.

Popular articles from Geoff

Senior Woman Working on Finance Kitchen

What Is the Difference Between ACH and Wire Transfers?

Time is money, including when you're weighing whether to choose an ACH or a wire transfer....

Nov 21, 2023Checking account

What Happens if You Lie on a Loan Application?

Dec 8, 2023Loan basics

4 Risks of Not Having Homeowners Insurance

Nov 5, 2023Home insurance

Should You Sell Your Life Insurance Policy?

May 11, 2023Life insurance

How to Handle Your Finances During a Legal Separation

Feb 21, 2023Divorce

Latest articles from Geoff

Liability vs. Full Coverage Car Insurance: Which Is Better?

Full coverage premiums are higher, but you could end up paying more out of pocket if somet...

Feb 21, 2024Auto insurance

Can You Lease a Used Car?

Leasing a used vehicle could net you lower monthly payments over buying used. However, you...

Dec 30, 2023Auto loans

What Is a Routing Number?

A routing number helps match your bank account with a check or online payment you've made....

Dec 28, 2023Checking account

What Is an Equity Fund?

Looking for a path toward building wealth? Consider an equity fund.

Nov 15, 2023Investing

How to Open a Student Checking Account

Student checking accounts are offered by banks and credit unions to high school and colleg...

Oct 20, 2023Checking account

What Happens if You Die Without a Will

If you die without a will, a court decides what happens with your property. To avoid this,...

Aug 18, 2023Death of a relative

How to Cash a Check

Cashing a check is a simple process. Sign the check, visit your bank and exchange the chec...

Aug 14, 2023Checking account

How Long Does It Take to Switch Banks?

Switching banks? Set aside some time on your calendar. The process can take a bit of time ...

Jun 26, 2023Banking

How to Switch Bank Accounts

Is switching bank accounts an inconvenience? Yes. But the time you invest in switching ban...

Jun 3, 2023Banking

What Are Junk Fees and How Can You Avoid Them?

Do you sometimes look at bills and feel that certain fees are a rip-off, completely unfair...

Apr 21, 2023Personal finance

5 Types of Mortgage Refinances

Refinancing a mortgage means choosing amongst a variety of options. Here are the most comm...

Apr 8, 2023Refinance

Pros and Cons of Home Improvement Loans

Will a home improvement loan fix your home or bring so much debt that your credit is now i...

Mar 19, 2023Loans