Discover it® Chrome

Discover is an Experian Partner

Discover it® Chrome logo.

Discover it® Chrome

Rated 4.77 out of 5 stars, 1159 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR for 6 Months on Purchases and 0% intro APR for 18 Months on Balance Transfers

Ongoing APR:

17.99% - 26.99% Variable APR

Ongoing Balance Transfer APR:

17.99% - 26.99% Variable APR

Intro bonus:

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 17.99% to 26.99% Standard Variable APR applies, based on credit worthiness.
  • Redeem cash back for any amount
  • No annual fee.
  • Terms and conditions apply.
  • Bonus cash back at gas stations and restaurants

  • Intro APR for new cardholders

  • Cash back match at the end of your first year on all cash back earned

  • May not be accepted in all countries outside of US

  • Low quarterly spending cap for bonus cash back categories

See all Discover‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

What Is the Fair Credit Billing Act?

5 min • Oct 29, 2025

Credit Card Basics

What Is the Statement Balance on a Credit Card?

4 min • Oct 30, 2025

Credit Card Basics

Credit Card vs. Debit Card: How Are They Different?

8 min • Oct 29, 2025

Credit Card Basics

How Does Credit Card Interest Work?

6 min • Oct 28, 2025

Credit Card Basics

What Is a Statement Credit?

4 min • Oct 29, 2025

Credit Card Basics