Discover it® chrome

Discover is an Experian Partner

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  • Rewards

  • Intro Bonus

  • 0% Intro APR

  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Good - Exceptional

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  • Rewards

    Rewards, Gas, Intro Bonus, Cash back

  • Annual fee

    $0

  • Intro APR

    0% on Purchases and Balance Transfers for 14 months

  • Ongoing APR

    11.99% - 22.99% Variable

  • Balance transfer

    11.99% - 22.99% Variable

  • Intro Bonus

    Unlimited Cashback Match. Discover will automatically match all the cash back you’ve earned at the end of your first year.

Card details:
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. Based Customer Service available any time.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
Rates and fees
Pros:
  • Bonus cash back at gas stations and restaurants
  • Intro APR for new cardholders
  • Cash back match at the end of your first year on all cash back earned
Cons:
  • May not be accepted in all countries outside of US
  • Low quarterly spending cap for bonus cash back categories
  • Need good to exceptional credit

Experian Review:

Discover it® chrome: No Fuss Cash Back for Diners and Drivers

Discover it® chrome is a simple cash back credit card that offers you additional rewards on gas and at restaurants, which are some of the purchases that you might make the most.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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