Discover it® Cash Back

Discover is an Experian Partner

Discover it® Cash Back Apply Now Apply Now Apply Now
  • Rewards

  • Intro Bonus

  • 0% Intro APR

  • No Annual Fee

Recommended FICO® Score Rating

Good - Exceptional

Get your FICO Score for free
  • Rewards

    Rewards, Intro Bonus, Cash back

  • Annual fee

    $0

  • Intro APR

    0% on Purchases and Balance Transfers for 14 months

  • Ongoing APR

    11.99% - 22.99% Variable

  • Balance transfer

    11.99% - 22.99% Variable

  • Intro Bonus

    Dollar-for-dollar match of all cash back earned the first year

Card details:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
Rates and fees
Pros:
  • Intro APR for new cardholders
  • High rewards rate on rotating bonus categories
  • Cash back match at the end of your first year on all cash back earned
  • No annual fee
Cons:
  • May not be accepted in all countries outside of the U.S.
  • Need to register quarterly for bonus cash back categories
  • Need good to excellent credit to qualify

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.