Citi® Diamond Preferred® Card

Citi Credit Cards is an Experian Partner

Citi® Diamond Preferred® Card Apply Now Apply Now Apply Now
  • 0% Intro APR

  • No Annual Fee

  • Balance Transfer

Recommended FICO® ScoreΘ Rating

Good - Exceptional

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  • Rewards

    N/A*

  • Annual fee

    $0

  • Intro APR

    0% for 18 months on Purchases and Balance Transfers

  • Ongoing APR

    14.74% - 24.74% (Variable)

  • Balance transfer

    14.74% - 24.74% (Variable)

Card details:
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
Rates and fees
Pros:
  • Lengthy 0% APR intro period on balance transfers
  • No annual fee
  • 0% APR intro period on new purchases
  • Offers purchase protection
Cons:
  • Purchases made internationally incur a fee
  • High cash advance fee
  • No reward earnings possible
  • Limited long-term benefits

Experian Review:

Citi® Diamond Preferred® Card Review: Great for Balance Transfers

The Citi® Diamond Preferred® Card could be perfect for someone who needs a balance transfer card, but it lacks a lot of long-term value.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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