Citi® Diamond Preferred® Card

Citi Credit Cards is an Experian Partner

Citi® Diamond Preferred® Card logo.

Citi® Diamond Preferred® Card

Rated 4.65 out of 5 stars, 890 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR:

18.24% - 28.99% (Variable)

Ongoing Balance Transfer APR:

18.24% - 28.99% (Variable)

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.
  • Lengthy 0% APR intro period on balance transfers

  • No annual fee

  • 0% APR intro period on new purchases

  • Offers purchase protection

  • Purchases made internationally incur a fee

  • High cash advance fee

  • No reward earnings possible

  • Limited long-term benefits

See all Citi Credit Cards‘ offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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