PREMIER Bankcard® Mastercard® Credit Card

PREMIER Bankcard® is an Experian Partner

PREMIER Bankcard® Mastercard® Credit Card logo.

PREMIER Bankcard® Mastercard® Credit Card

Recommended FICO® ScoreΘ

Fair

Annual Fee:

See Rates & Fees

Intro APR:

N/A*

Ongoing APR:

See Rates & Fees

Ongoing Balance Transfer APR:

N/A*

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • Just complete the short application and receive a response in 60 seconds.
  • You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • We help people with bad credit, every day.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • Applicants with fair credit could qualify

  • Find out quickly if you’re approved

  • Annual fee

  • No intro bonus or intro APR offer

See all PREMIER Bankcard® offers

Learn more about credit cards

What Happens When Your Credit Card Expires?

5 min • Apr 2, 2026

Credit Card Basics

How to Change Your Credit Card Due Date

5 min • Mar 26, 2026

Credit Card Basics

When Is the Best Time to Pay My Credit Card Bill?

5 min • Mar 24, 2026

Credit Card Basics

How to Read a Credit Card Statement

6 min • Apr 2, 2026

Credit Card Basics

What Is a Balance Transfer and Is It Worth it?

6 min • Mar 23, 2026

Balance Transfers