Discover it® Cash Back

Discover is an Experian Partner

Discover it® Cash Back logo.

Discover it® Cash Back

Rated 4.79 out of 5 stars, 9238 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR for 15 months on Purchases and Balance Transfers

Ongoing APR:

17.74% - 26.74% Variable APR Rates as of December 15, 2025

Ongoing Balance Transfer APR:

17.74% - 26.74% Variable APR Rates as of December 15, 2025

Intro bonus:

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount
  • Apply now and you could get a decision in as little as 90 seconds. No annual fee.
  • Start shopping and earning rewards in minutes with your virtual card, before your physical card arrives in the mail, if eligible.
  • Get a 0% intro APR for 15 months on purchases. Then 17.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 15, 2025.
  • Terms and conditions apply.
  • Intro APR for new cardholders

  • High rewards rate on rotating bonus categories

  • Cash back match at the end of your first year on all cash back earned

  • No annual fee

  • May not be accepted in all countries outside of the U.S.

  • Need to register quarterly for bonus cash back categories

See all Discover offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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