Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi Credit Cards is an Experian Partner

Citi® / AAdvantage® Platinum Select® World Elite Mastercard® logo.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Rated 4.77 out of 5 stars, 284 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$99, waived for first 12 months

Intro APR:

N/A*

Ongoing APR:

19.49% - 29.49% (Variable)

Ongoing Balance Transfer APR:

19.49% - 29.49% (Variable)

Intro bonus:

For a limited time, earn 80,000 American Airlines AAdvantage® bonus miles after $3,500 in purchases within the first 4 months of account opening.

  • For a limited time, earn 80,000 American Airlines AAdvantage® bonus miles after $3,500 in purchases within the first 4 months of account opening.
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • Intro bonus for new cardholders

  • Earn 2 miles per dollar on gas, restaurant and eligible American Airlines purchases

  • Preferred boarding and a free checked bag for you and up to four companions

  • Annual fee

  • No travel insurance or protections on purchases

  • Other co-branded AAdvantage cards may be more compelling

See all Citi Credit Cards offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

How Can I Get Cash Back From My Credit Card?

5 min • Feb 26, 2026

Cash Back Credit Cards

Can You Pay a Credit Card With a Credit Card?

5 min • Feb 27, 2026

Credit Card Basics

Can You Have a Negative Balance on a Credit Card?

4 min • Feb 10, 2026

Credit Card Basics

How to Get Prequalified for a Credit Card

6 min • Feb 25, 2026

Credit Card Basics

What Is a Credit Card Balance?

6 min • Feb 5, 2026

Credit Card Basics