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Cards labeled ’No Ding Decline’ won’t hurt your credit scores if you are not approved.⊛
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Some of our picks
Rewards
Citi Strata Elite℠ Card
Cash back
Blue Cash Preferred® Card from American Express
Intro bonus
Citi Strata Premier® Card
Secured
Credit One Bank® Secured Card
For bad credit
Avant® Cashback Rewards Mastercard® - Double Your Credit Line
For fair credit
Credit One Bank® Premier American Express® Credit Card
Learn more about credit cards
What’s the Difference Between Secured and Unsecured Credit Cards?
5 min • Nov 18, 2025
Secured Credit Cards
