Ismat Sarah Mangla is a veteran journalist with a background in writing about money and religion, though not necessarily at the same time. She previously served as the religion reporter for International Business Times and spent several years as a staff writer at Time Inc.'s Money magazine, where her work earned a Gerald Loeb Award, a SABEW Best in Business Award, and a Henry Luce prize, among others. Her writing has appeared in Time, Fortune, Money, CNNMoney, Quartz, MarketWatch, Al Jazeera America, International Business Times, USA Today, The Washington Post, The Detroit Free Press and Michigan Alumnus magazine. In another life, she was also the founder and editor of Nirali Magazine, a popular website for the South Asian diaspora. Ismat is a graduate of the University of Michigan and the Columbia University Graduate School of Journalism.
Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice. Opinions expressed here are author's alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Some of the offers on this page may not be available through our website.
While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.
Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version.