Capital One® Platinum Credit Card

Capital One is an Experian Partner

Capital One® Platinum Credit Card Apply Now Apply Now Apply Now
  • No Annual Fee

Recommended FICO® Score Rating

Fair

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  • Rewards

    N/A*

  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    26.99% (Variable)

  • Balance transfer

    26.99% (Variable)

Card details:
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this
Pros:
  • No annual fee
  • Considered for a higher credit limit within as little as 6 months
  • Qualify with limited or fair credit
  • No foreign transaction fees
Cons:
  • High APR
  • Low starting credit limit
  • No rewards

Experian Review:

Capital One® Platinum Credit Card: A No-Fuss Starter Credit Card

The Capital One® Platinum Credit Card offers consumers a way to build credit with no annual fee or security deposit. Here’s what to know before you apply.

Read full review

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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