Credit One Bank® Premier American Express® Credit Card

Credit One Bank is an Experian Partner

Credit One Bank® Premier American Express® Credit Card logo.

Credit One Bank® Premier American Express® Credit Card

Rated 4.19 out of 5 stars, 5366 reviews
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Fair - Good

Annual Fee:

$39

Intro APR:

N/A*

Ongoing APR:

29.74% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn unlimited 1% cash back rewards on all purchases, terms apply
  • Get deals on shopping, dining, travel, and entertainment through Amex Offers
  • Retail Protection covers you if an eligible item is accidentally damaged or stolen, terms apply
  • $0 Fraud Liability ensures you won’t be responsible for unauthorized charges
  • Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
  • Know you’re covered when the unexpected happens while traveling with Travel Accident Insurance, terms apply
  • Automatic reviews for credit line increase opportunities
  • Free Online Credit Score and Credit Report summary, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Cash back rewards on all purchases

  • Access to Amex Offers

  • High APR

  • No balance transfers allowed

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

How Long Does a Balance Transfer Take?

4 min • Mar 17, 2026

Balance Transfers

Can You Get a Secured Credit Card With No Deposit?

5 min • Mar 16, 2026

Secured Credit Cards

What Is a Co-Branded Credit Card?

6 min • Mar 18, 2026

Credit Card Basics

How to Get a Credit Card if You Have No Credit History

7 min • Mar 16, 2026

Credit Card Basics

What Is a Balance Transfer Fee?

3 min • Mar 16, 2026

Balance Transfers