How Does Experian Boost Work?

Experian Boost is a brand new way to give you more control over your FICO® Score and your financial life. It works by using the utility and mobile phone bills you're already paying to help boost your score. So, for the first time, you're actually able to raise your credit score yourself. It only takes a few minutes to set up, and the best part is, you'll see your score results instantly.

Using Experian Boost Is Simple

First, you'll connect the account or accounts you use to make bill payments. This is so we can identify the bills you've already been paying, but haven't been getting credit for. Now, it's important to know that we have limited, read-only access to your transactional data. And the entire process is secured with world-class encryption to help keep everything private and safe.

Once your account's connected, we'll find your payments for things like gas, water, electricity, TV, Internet and phone. You'll then verify the bills you want applied to your credit file… and that's it! You're ready to boost your score.

The boost results will come back instantly, with the majority of people seeing their FICO® Score go up. And if you don't like the outcome? That's okay, you're in control here. Simply remove the boost and your score will go back to where it was.

It won't hurt your credit and you can always try boosting your score again later.

Experian Boost is here to help you—so you can have more control over your

credit and how you look financially to lenders. Now you have the power to add positive payment history right to your own credit file. So you can finally get the full credit you deserve.

Try it yourself and see what Experian Boost can do for your FICO® Score.