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Rod Griffin is Director of Public Education for Experian. He leads Experian’s national consumer education programs, oversees the company’s financial literacy grant program, which awarded more than $850,000 in Fiscal 2015, and works with consumer advocates, financial educators, media and others to help consumers increase their ability to understand and manage personal finances and protect themselves from fraud and identity theft. The Institute for Financial Literacy named Rod “Educator of the Year” in April 2016.

Articles by Rod Griffin

How Long Does It Take To Build Credit

August 9, 2016

Dear Experian, How long does it take to build credit? – ALM Dear  ALM, Building a positive credit history takes time. There is no quick fix and no way...

Impact of Authorized User vs. Joint Account

September 21, 2014

Dear Experian, I added my roommate onto my credit card and lost my job. I had difficulty paying it off and it was closed. Now, her credit has been affected....

Bankruptcy May Prevent Qualifying for a Credit Card

August 7, 2014

Dear Experian, How can I get a credit card after a bankruptcy so I can rebuild my credit? - MBD

Will Voluntary Repossession Affect Your Credit

August 7, 2014

Dear Experian, I bought a car about 2 years ago at a “buy-here-pay-here” lot. I have never missed a payment and have been a good customer. Since buying the car...

Debt Consolidation Can Help or Hurt Your Credit

July 17, 2014

Dear Experian, Does debt consolidation for credit cards with high interest rates help your credit? - SRO

No Credit History Despite Having Several Open Accounts

July 2, 2014

Dear Experian, I recently tried to apply for a car loan. They told me I was denied because they could not find any of my credit history information. I have...

Establishing Credit Before College

October 9, 2013

Dear Experian, I am a 19 year old college student trying to establish credit early, and it would be helpful throughout college to have a low limit credit card just...

Requesting a Security Freeze for a Minor Child’s Credit Report

October 9, 2013

Dear Experian, I'm concerned that someone may use my minor child’s identification information fraudulently and I want to take precautions. How can I request a security freeze on a minor’s...

The Meaning of “Key Derogatory” as a Credit Score Factor

October 9, 2013

Dear Experian, What does "Key Derogatory” mean? - RTC

How to Request a Credit Report when Incarcerated

October 9, 2013

Dear Experian, How does an inmate go about getting a credit report? Where can he get the proper forms to fill out without access to the internet? - NTP

Beware of Calls Offering Marketing Opt Out

February 13, 2013

Dear Readers, Consumers have reported receiving automated calls asking for their Social Security numbers and other personal information in order to opt out of marketing mailing lists. Under the...