Fighting fraudsters is probably one of the furthest things from your mind while decking holiday halls (along with exact metric conversions and political primaries), but don't let good practices you've kept up all year long go off the rails now. The holidays are a busy time for opportunistic schemers, who know your calendar is full. Refresh on a few ways to help keep your information secure while shopping this holiday season whether in-store or online.
For answers to some of the most common credit questions, join Credit 101 for a play-by-play answer in about a minute. There's no reason credit needs to be a mystery: arm yourself with useful answers to build your credit confidence and help master your financial future.
Don't think you can only catch our audio here, take us with you on the go! Simply click Download in the SoundCloud player to save this episode to your smartphone or tablet and power up your credit conversation during your commute, on a run, or wherever you are.
Welcome to Credit 101. Simple answers to the most common credit questions, like:
How can I help keep my identity secure through the holidays?
Since the holidays are the busiest time of the year for many people, it's no surprise that normally good identity protection measures often go out the window at the year's end. How can you stay on top of your information when you're short on time with a list as long as Santa's? Make sure these practices are a part of your holidaymaking:
- Shop secure websites that protect shopper information
- Keep your wallet light and carry only what you need — leave extra cards at home
- Shop the web from home over your secured connection and avoid sharing any of your information over public WiFi networks
In the frenzy of the holidays, we can sacrifice good security procedures for convenience. Don't get tricked into giving out your information, and make sure to check over your credit report and statements for credit you didn't authorize.
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication.