Latest education and advice

You Don’t Need the Luck of the Irish to Get a Good Credit Score
Don’t wait for luck, Irish or otherwise, to help raise your credit score. Take action instead.
Do Utility Company Inquiries Hurt Your Credit Score?
Utility inquiries can impact your credit report. Whether that impact is negative or positive depends on a few key factors.
What Kinds of Bills Affect Credit Scores?
Timely debt payments have always been critical to improving credit scores. Now, paying utility and other service bills on time can also boost your sco

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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