Latest education and advice

Does My Company Credit Card Affect My Credit Score?
Dear Experian, The company I work for issues me a company credit card in my name. It shows up on my Experian credit report. Why? Does it affect my cre
What to Know About Filing Bankruptcy
Bankruptcy can give you a second chance at life, but there are some pitfalls to consider, too. Here’s what you need to know about the process.
The Difference Between “Closed” and “Paid-in-Full”
Dear Experian, Some of my accounts that are paid in full show "closed" instead of "paid in full." Does this hurt my credit rating? If my account is pa

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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