Credit One Bank American Express® Credit Card

Credit One Bank is an Experian Partner

Rated 4.3 out of 5 stars, 3759 Reviews. Read all offer reviews.
Credit One Bank American Express® Credit Card

Terms Apply

  • Rewards

Recommended FICO® ScoreΘ Rating

Fair - Good

Get your FICO Score for free
  • Annual fee

    $39

  • Intro APR

    N/A*

  • Ongoing APR

    28.74% Variable

  • Ongoing Balance Transfer APR

    N/A*

Card details:
  • Earn unlimited 1% cash back rewards on all purchases, terms apply
  • $0 Fraud Liability ensures you won’t be responsible for unauthorized charges
  • Retail Protection covers you if an eligible item is accidentally damaged or stolen, terms apply
  • Get deals on shopping, dining, travel, and entertainment through Amex Offers
  • Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
  • Know you’re covered when the unexpected happens while traveling with Travel Accident Insurance, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Rates and fees
See all Credit One Bank offers
Pros:
  • Cash back rewards on all purchases
  • Access to Amex Offers
Cons:
  • High APR
  • No balance transfers allowed

Experian Review:

Credit One Bank American Express® Card Review: Use It To Build Credit

The Credit One Bank American Express® Card offers cash back rewards and doesn’t require a security deposit. It may be a good option for building credit.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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