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CreditWorksSM Basic

No credit card required

See your Experian credit report every month.

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3-Bureau Reports and Scores

CreditWorksSM Premium
$4.99 /first month

then just $24.99 /month

Our most comprehensive credit and identity protection solution.

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Introductory price of $4.99 for your first month of access, then just $24.99 each additional month. Cancel anytime if not satisfied.

*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.



CreditWorks BasicCreditWorks Premium

Credit Reports & Scores

Credit Reports Monitored

ExperianExperian, Equifax®, TransUnion®
New Credit Inquiries
New Accounts
Account Balance Changes
Credit Utilization
Positive Activity
Dormant Accounts
Experian Credit Report & FICO® Score*Monthly Report OnlyDaily
3-Bureau Credit Report & FICO ScoresMonthly
Additional FICO® Scores*(Auto, Home & Bankcard)
Score Tracking
FICO® Score* Alerts
FICO® Score* Simulator
Experian CreditLock
Lock and Unlock Your Experian Credit File
Real-time Alerts on Attempted Credit Inquiries
Identity Theft Monitoring & Protection
Dark Web Surveillance
Identity Theft InsuranceUp to $1,000,000
U.S.-Based Fraud Resolution Specialist
Lost Wallet Assistance

Credit Reports Monitored

Social Security Number Monitoring
Address Change Verification
Financial Account Activity
Identity Validation Alerts
Payday Loan Monitoring
Court Records
Sex Offender Registry
File-Sharing Network Monitoring
Social Network Monitoring

One-time credit reports and scores

View your latest Credit Reports and Scores for a one-time fee.

Experian Credit Report and FICO® Score*

Experian Credit Report and FICO® Score
Dispute online for free
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3-Bureau Credit Report and FICO® Scores

Experian Credit Report and FICO® Score
Equifax® Credit Report and FICO® Score
TransUnion® Credit Report and FICO® Score
Dispute online for free
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Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian CreditWorksSM Premium.