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Income is not part of a credit report and is not considered by credit scoring systems. Lenders are interested in your credit history and your responsibility in repaying your debts, regardless of how much money you make. Simply because a

Dear Experian, My fiancé is incarcerated and he wants a copy of his credit report. What can I do to help him get one? We have tried the www.annualcreditreport.com site and it will not come up. When the sample questions came

You checked your credit report, but there’s a payment showing as late that know was made on time. Need to dispute some information that just doesn’t look quite right? We’ll show you how to follow up and confirm what should

Dear Experian, We got our credit card information stolen when they hacked into a major retailer’s system. The fraud charges caused our credit card balance to go over the limit. Experian is now reporting that we were over the limit on our account. Why? It was clearly not our fault, but when our credit report is viewed it reflects negatively on us. - SHR