Removing Account in Dispute Notation

ECS - Accounts Page
Dear Experian,

How can I get the wording "account in dispute" removed from my credit report?

- ADH

Dear ADH,

If you added it as a personal dispute statement, then you must request that it be removed.

When you dispute an account with your creditor, they may report the statement "account in dispute" with their account history while the dispute process is underway. When the dispute process is completed, they typically remove that statement. You might check with them to see why their records still show the dispute in progress.

From time to time I hear from people who have been told that they can dodge credit problems by disputing accounts because the account is removed from the credit report during the dispute. That simply isn't true.

The account will remain on the report while it is being disputed, but may have the notation you see associated with it until the dispute is completed. The account will not be removed or "suppressed" from the report while it is being disputed.

Thanks for asking.
- The "Ask Experian" team

The purpose of this question submission tool is to provide general education on credit reporting. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team may include it in a future post and may also share responses in its social media outreach. If you have a question, others likely have the same question, too. By sharing your questions and our answers, we can help others as well.

Personal credit report disputes cannot be submitted through Ask Experian. To dispute information in your personal credit report, simply follow the instructions provided with it. Your personal credit report includes appropriate contact information including a website address, toll-free telephone number and mailing address.

To submit a dispute online visit Experian's Dispute Center. If you have a current copy of your personal credit report, simply enter the report number where indicated, and follow the instructions provided. If you do not have a current personal report, Experian will provide a free copy when you submit the information requested. Additionally, you may obtain a free copy of your report once a week through April 2022 at AnnualCreditReport.