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If you’ve been denied a mortgage refinance, here are some steps you can take to get on the...
If you file a dispute to address a credit report inaccuracy, federal law requires the cred...
Here's an overview of debts that cannot be canceled through bankruptcy and must be repaid,...
You may not qualify for a conventional credit card soon after bankruptcy, but cards design...
If you're way behind on debt, taxes or child and spousal support, you may face wage garnis...
A late or missed payment is never ideal, and a severely past-due account can significantly...
Foreclosure is a tough ordeal with major negative consequences for your credit, but follow...
Having more available credit can improve your creditworthiness and give you more spending ...
Bankruptcy doesn’t affect Social Security eligibility or benefit amount, but Social Securi...
When an applicant’s credit doesn’t qualify them for a loan, finding a cosigner with good c...
If you’re thinking about buying a tradeline to improve your credit, here are some reasons ...
If you're overwhelmed by debt, bankruptcy may be your only option, but its consequences me...
Cosigning for someone you know is risky, and if you don't want to do it, showing them how ...
You may be able to keep your car during bankruptcy and continue your lease or surrender th...
Chapter 13 bankruptcy is legal debt relief that requires monthly payments over a three- or...
If you file bankruptcy and earn more than your local median income, means testing may dete...
If you are unable or unwilling to make your mortgage payments, you may enter into a volunt...
When a medical debt goes to collections, the new account can appear on your credit report ...
Dear Experian, What should I do if a collection company won’t remove a collection that is ...
Do you have medical collections on your credit report? Find out how to dispute inaccurate ...
Filing a dispute to fix a credit report inaccuracy has no direct impact on credit, but som...
If you’re thinking about filing bankruptcy, here’s how your student loans may be impacted ...
Your card issuer considers various factors, such as your credit report and history with th...
If you need more available credit, applying for a new credit card is one way to accomplish...
Bankruptcy can provide a fresh start if you're drowning in debt, but the damage it does to...
Un informe de crédito proporciona información detallada sobre cómo ha utilizado el crédito...
In some cases, bankruptcy can save your home, reduce or eliminate your debts and keep bill...
Asking for a decrease in your credit limit can hurt your credit score. Instead, focus on u...
Is your credit report showing inaccurate balance information? You can check with your cred...
Individuals with similar names can have their credit files linked accidentally. By providi...
Your U.S. credit history does not go with you when you move to a new country. However, you...
"Derogatory" is seen as negative and may impact your ability to obtain new credit. This ma...
A foreclosure remains on your credit report for seven years from the date of the first mis...
You can update your account by contacting Experian or asking your lender to update your re...
Experian no longer shows judgments or tax lien information as part of a consumer’s credit ...
Some utility companies run credit checks on new customers so they can see their bill payme...
Three foreclosure types (judicial, power of sale, and strict) are used in the U.S., and wh...
The original delinquency date is the date an account first became late and was not brought...
Did you fall behind on your mortgage payments? Here's a look at the potential consequences...
As long as you have open credit accounts, you don’t need to notify Experian that your addr...
Your credit score is based on a calculation made at the moment a score is requested. There...
While credit reporting companies have operations in multiple countries, the information th...
Facing foreclosure? Con artists may be circling. Watch out for these popular foreclosure r...
You can't self-report payments you make to a family member, but your family may be able to...
Closed accounts, whether they were closed by you or due to payoff or transfer to another l...
Requesting a lower credit limit might hurt your credit scores. But sometimes it might be a...
When you pay off a debt, the lender will provide an update to Experian and the other credi...
A good rule of thumb is to allow 30 to 60 days for updates to happen. If time is of the es...
There are many reasons a credit card company may choose to deny your credit card applicati...
If you’ve been sued by a debt collector, it’s important to respond quickly, but it’s also ...
After verifying your credit reports from all three national bureaus, you can focus in the ...
Dear Experian, About a month or more ago I paid a back child support account I owed. I am ...
If you've cosigned an account, having yourself removed isn't as simple as calling the cred...
The time required to complete foreclosure can range from a few months to five years or mor...
By Ben Luthi
