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Matt Tatham is the manager of content insights and data analyst at Experian Consumer Services, a division of Experian, the nation's largest credit bureau. Working for the editorial operations of Experian, my role is applying a data-driven approach that leverages market insights towards educating and appealing to consumer interests. Since joining Experian in 2007, he has worked across multiple business units including the Decision Analytics and Marketing Services groups while as a member of the corporate communications department. Prior to Experian, he worked for additional leading market research and consumer behavior companies.

Articles by Matt Tatham

Data Breaches Fall But Risks to Your Personal Info Are Up: Here’s Why

May 22, 2018

First, the good news—the number of U.S. data breaches reported in 2018 represents a decrease of 28% compared to the same period in 2017. But, there's a catch. Read...

How Payday Loans Work

May 15, 2018

Payday loans are short-term loans you get to cover expenses until your next paycheck. These loans usually charge a large fee and a high interest rate, and payments are...

Credit Card Default Rates Hit 6-Year High: Are U.S. Consumers in Trouble?

May 8, 2018

Delinquency rates matter to lenders because they represent your ability to pay back a loan or other debt and helps to determine whether you are viewed as a reliable...

The Ultimate List of the Year’s Worst Scams

April 19, 2018

What a year it’s been—just four months into 2018 and there are already 12,894 scams and counting. Read more to learn about the worst scams to hit the web...

Can I Get a Loan Against My Tax Refund?

April 16, 2018

Yes, you can get a loan against your tax refund if a “tax advance refund” is offered by the tax preparation service that you choose. However, the tax preparation...

Russian Hackers Aren’t the Only Ones to Worry About: Online Shopping Fraud Report

April 13, 2018

Russian hackers and trolls received all the media attention but China and Venezuela were the sources of the most overseas e-commerce fraud attacks in 2017. Read more.

What You Should Know About Companies and Data Breaches

April 9, 2018

The U.S. Securities and Exchange Commission (SEC) recently updated guidance for public companies to adopt a more straightforward approach when disclosing information on cyber attacks, data breaches, or any...

I Don’t Have a Job. How Can I Get a Loan?

April 6, 2018

Even if you don’t have a job, you can still get a loan. Lenders will still consider you for a loan when you are unemployed; being approved will depend...

Here’s Where Women-Led Businesses Are Winning

April 3, 2018

There are an estimated 11.6 million women-owned businesses in America employing nearly 9 million people and generating more than $1.7 trillion in revenue. But there is evidence women are...

Here’s Where Your Personal Information Is Most at Risk

March 27, 2018

There were a record 1,579 U.S. data breaches in 2017. And so far in 2018, there have been 228 data breaches according to the ITRC. Find out more about...

What Do Americans Hate Most About Debt Collectors?

March 26, 2018

Consumers filed 84,500 complaints about debt collection with the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) in 2017. Read more about what this means and...

The Credit Diagnosis from Dr. FICO – Tom Quinn

March 26, 2018

We sat down with Tom Quinn, the vice president of Scoring at FICO during FinCon 2017 last October to discuss credit scores and credit basics. Tom has been with...