Brian O’Connor is an award-winning personal finance journalist, the founding managing editor of Bankrate.com, executive ghostwriter, and author of “The $1,000 Challenge: How One Family Slashed Its Budget Without Moving Under a Bridge or Living on Government Cheese,” which was named Best Money Management Book of the Year by The Institute for Financial Literacy. Brian’s work has been featured in The New York Times, The Christian Science Monitor, Martha Stewart Living and The Wall Street Journal.
Articles by Brian O'Connor
November 7, 2017
At one point or another, everybody feels pinched for cash. If you've been there—or are there now—you're not alone. Read to learn how to raise cash fast.
November 6, 2017
The best way to protect yourself on social media involves the same basic steps as any other method of keeping your data safe. Don’t share with strangers, know who...
November 6, 2017
"Fake news” is all over these days, but now it’s not limited to politics—it’s being used by ID thieves to steal your personal data over social media.
October 25, 2017
You're careful about your credit and bank statements and avoiding phishing emails and online scams. But have you checked your doctor's bill lately?
October 5, 2017
An emergency fund is one crucial element to creating your own financial security. Learn how you can start saving for that rainy day today.
September 27, 2017
Your home is very likely your most valuable asset. Find out what a Home Equity Line of Credit or HELOC can do for you.
September 21, 2017
Learn strategies for building a budget that works for you. You can live within your means and meet your goals.
September 20, 2017
Find out the steps you need to take to unfreeze your credit report and what credit freeze laws may apply in your stat
September 19, 2017
When it comes to financial success, it’s not how much you make, it’s how much you save. Find out our tips on ways you can save money.
August 30, 2017
When it’s time to shop for a new car, consumers face an often confusing choice: lease or buy? Find out what might be best for you.
August 24, 2017
When it comes to back-to-school shopping, everyone’s looking for a bargain—but if the cashier offers you a big discount for taking out a store credit card you might want...
August 9, 2017
Getting your first credit card can seem pretty simple. After all, credit card companies mail tons of offers every year, including “pre-approved” applications, along with countless more email offers...
- Does an overdraft on my checking account affect my credit score?
- How long can negative items stay on your credit report?
- How often should I check my credit score?
- Is there a way to consolidate debt without ruining your credit?
- Does everyone start out with the same credit score?
- I’m 16 years old. How do you get started with credit?
- How does cosigning affect your credit? Does it show as a debt?
- If you apply for two credit cards in the same month, will it affect your credit score twice?
- How can a credit score from TransUnion and Experian be 50 points different?
- Why do Experian, Equifax and TransUnion differ so much in score?
- Remove Authorized User Accounts from Credit Report
- How Long Do Inquiries Impact My Scores?
- 5 Reasons Your Credit Scores May Have Dropped (And What That Can Mean)
- Will I Qualify For That Car Loan?
- Separating Credit Reports of Father and Son
- Credit Scores and Your Home Equity Line of Credit
- The Meaning of “Too Few Accounts Paid as Agreed”
- U.S. Credit History Will Not Transfer to Canada
- The Impact of Credit Counseling on Credit Scores
- Insurance Inquiries Do Not Affect Credit Scores
- Getting Removed as a Joint Credit Card Account Holder
- Consigning for an Apartment Could Help or Hurt Credit
- Missing Accounts Not Reported by Your Lenders
- Cell Phone Payments are Not Reported