Surge® Platinum Mastercard®
Celtic Bank is an Experian Partner
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Annual fee
$75 - $125
Intro APR
N/A*
Ongoing APR
29.99% Variable
Ongoing Balance Transfer APR
N/A*
Card details:
- See if you Pre-Qualify with no impact to your credit score
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- All credit types welcome to apply
- Card offers are for an authentic Mastercard with a Credit Limit between $300 - $1,000 (subject to available credit)
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
- Use your card at locations everywhere Mastercard is accepted
- Monthly reporting to the three major credit bureaus
- 29.99% APR (variable)
- $75 - $125 annual fee
Pros:
- Potential for credit limit increase after six months
- Applicants can be approved even with a poor or fair credit score
- Reports payment history to all three credit bureaus
- Free online account access
Cons:
- High APR
- Charges a high annual fee
- Cash advances, foreign transactions and additional cards all incur a fee
Experian Review:
Surge Platinum Mastercard® Review: Light on Perks, Heavy on Fees
The Surge Platinum Mastercard® offers an easy way to get approved and build credit, but its fees may have you looking elsewhere to achieve your goal.
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Experian Review:
Indigo® Mastercard®
The Indigo® Mastercard® allows you to improve bad credit without requiring a security deposit. Here’s what to know before you apply.
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.
ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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Create and Match Now No thanks, I’ll apply now on the website.We’ve done the research so you don’t have to. Our technology works directly with financial institutions to match you to the offers from our partners that are right for you, which means you are more likely to qualify for the products that are Matched for You. Our list is more personalized than other sites because we review lender requirements before showing you offers. We find your best matches using things like your credit profile and your spending habits.