- Up To $1,000 Initial Credit Limit
- Apply with confidence! There is no impact to your credit score if you're not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
- With responsible card use, you may be able to rebuild or improve your credit
- Unsecured credit card that requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Surge® Platinum Mastercard®
Celtic Bank is an Experian Partner

Surge® Platinum Mastercard®
Recommended FICO® ScoreΘ
Poor - Good, Rebuilding
Annual Fee: | $75 - $125 |
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Intro APR: | N/A* |
Ongoing APR: | 35.90% Fixed |
Ongoing Balance Transfer APR: | N/A* |