Platinum Prestige Mastercard® Secured Credit Card

First Progress is an Experian Partner

Platinum Prestige Mastercard® Secured Credit Card
  • Rewards

Recommended FICO® ScoreΘ Rating

Poor - Good, New to Credit, Rebuilding

Get your FICO Score for free
  • Annual fee


  • Intro APR


  • Ongoing APR

    14.99% Variable

  • Ongoing Balance Transfer APR


Card details:
  • Get a First Progress Prestige Card and Earn 1% Cash Back Rewards!
  • First Progress Builds Your Credit for as Little as $200!1
  • Start Fixing Your Credit with Just $200!1 Quick and Complete Online Application; No credit inquiry required!
  • No Credit History or Minimum Credit Score Required!
  • Receive Your Card More Quickly with New Expedited Processing Option!
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score
Rates and fees
  • Cardholders earn cash back rewards on payments
  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)
  • No credit history required or minimum credit score
  • High annual fee
  • Foreign transaction fees
  • No upgrade path to an unsecured card

Experian Review:

Platinum Prestige Mastercard® Secured Credit Card: Low Interest Credit

The Platinum Prestige Mastercard® Secured Credit Card offers one of the lowest rates in its class, but it does come with an annual fee.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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