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First Progress Prestige Secured Mastercard®

First Progress is an Experian Partner

First Progress Prestige Secured Mastercard® logo.

First Progress Prestige Secured Mastercard®

Rates and fees

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:

$49

Intro APR:

N/A*

Ongoing APR:

14.24% Variable

Ongoing Balance Transfer APR:

N/A*

  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Start Fixing Your Credit with Just $200! Quick and Complete Online Application; No credit inquiry required!
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today!1
  • Receive Your Card More Quickly with New Expedited Processing Option!
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000. Submitted with Application.
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • 1 Account holders who pay their bill on time every month and keep their balance low relative to their credit line, may build or rebuild their credit.

  • Cardholders earn cash back rewards on payments

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • No credit history required or minimum credit score

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress‘ offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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