Credit One Bank® Platinum X5 Visa® Metal Card

Credit One Bank is an Experian Partner

Credit One Bank® Platinum X5 Visa® Metal Card logo.

Credit One Bank® Platinum X5 Visa® Metal Card

Rated 4.21 out of 5 stars, 2423 reviews

Terms Apply

Rates and fees

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

29.24% Variable

Ongoing Balance Transfer APR:

N/A*

  • Enjoy this exclusive metal card for a $29.95 Premium Card Fee. Non-metal card options are available at no additional cost during card selection*
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Free Online Credit Score and Credit Report summary, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • High cash back rate on eligible purchases

  • $0 fraud liability

  • Higher APR than similar cards

  • Charges an annual fee

See all Credit One Bank‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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