If you're looking for a long 0% APR and great ongoing rewards, the Capital One® Quicksilver® Cash Rewards Credit Card should be on your radar.
- High flat rewards rate on all purchases
- Sign-up bonus and 0% intro APR
- No annual or foreign transaction fees
- No bonus categories
- Potential for high APR
The Capital One® Quicksilver® Cash Rewards Credit Card is a great card to have in your wallet whether you're at home or abroad. The card offers a one-time sign-up cash bonus, an introductory 0% APR for 15 months and a 1.5% rewards rate, plus no annual or foreign transaction fees.
Rewards Aren't Best in Class, but Still Valuable
New cardholders will earn a $150 one-time cash bonus after they spend $500 in the first three months, plus 1.5% cash back on every purchase they make. You can find better offers with other top cash back credit cards, but this one may be worth it to avoid foreign transaction and annual fees.
More Than a Year of No Interest
After you open your account, you'll get an introductory 0% APR on both purchases and balance transfers for 15 months. That's more than a year to pay off a large purchase or eliminate high interest debt from another card. Note, however, that you'll pay a 3% balance transfer fee. You could also end up with a high interest rate once the promotional period ends, so be sure to pay off any transfers or purchases before then.
A Cash Back Card That Acts Like a Travel Card
The Capital One® Quicksilver® Cash Rewards Credit Card is one of the few cash back credit cards on the market that does not charge a foreign transaction fee. That's not all you'll get when you travel, though. You'll also be covered with travel accident insurance and rental car insurance, plus you'll have access to 24-hour travel assistance services.