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Jason Steele is a journalist who specializes in covering credit cards, award travel, and other areas of personal finance. As one of the nation's leading experts in the credit card industry, Jason's work has been featured at mainstream outlets such as Yahoo! Finance, MSN Money, and Business Insider. Jason is also known within the community of travel rewards enthusiasts as the Senior Points and Miles Contributor for The Points Guy and other outlets on the subjects of airline rewards and family travel. He lives in Denver, Colorado with his wife and three children.

Articles by Jason Steele

This Is the Best Time to Use Your Credit Card Rewards for Travel

August 3, 2018

The dog-days of summer have arrived, which means now’s the best time to book travel for the winter holidays—and even spring break 2019.

These Credit Card Benefits Are Disappearing

July 19, 2018

Credit card issuers can add or remove benefits at any time. Here are the latest changes offered by American Express, Chase, Citi and Discover.

Do You Need to Tell the IRS About Your Credit Card Rewards?

July 18, 2018

The IRS generally doesn’t care about your credit card rewards—points, miles, or cash back—but there are some exceptions. Can you take a guess?

What Are Introductory Credit Card Rates?

July 16, 2018

Have you ever looked at a credit card application and seen an interest rate that looked too good to be true? Before you apply, read this.

How to Apply for a Credit Card with Bad Credit

July 3, 2018

The key to improving your credit history and raising your credit scores is to open up new accounts and manage them responsibly. Find out how.

Low APR Credit Cards: How to Pick the Right One

June 24, 2018

A low APR credit card offers you the lowest possible interest rate, usually at the expense of other features such as rewards or benefits. Read more.

Understanding Business Credit Cards

June 22, 2018

Credit cards are often an essential tool for businesses. But what are the types of business credit cards out there, and how can they be used? Find out.

What Are the Different Types of Credit Cards?

May 23, 2018

There are thousands of different types of credit cards offered in the U.S., by hundreds of different banks and credit unions. We break down the various types of credit...

What Is a VantageScore Credit Score?

May 16, 2018

VantageScore is one of many scoring models that look at the information in your credit reports and generate a number designed to communicate the likelihood you’re going to pay...

Debit Card vs. Credit Card: How Are They Different?

May 15, 2018

You probably have both debit and credit cards, but do you know the difference? It’s important to understand all of the differences between these two types of payment cards...

How to Make Credit Cards Work for Your Small Business

May 2, 2018

Credit cards can be a critical tool for small businesses. They allow business owners to separate their company expenses from their personal purchases while offering valuable rewards and benefits....

How Much Available Credit Should I Have?

April 25, 2018

Often people wonder how much of their available credit they should be using at any given time in order to maintain healthy credit scores. Many experts recommend that you...