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Jason Steele is a journalist who specializes in covering credit cards, award travel, and other areas of personal finance. As one of the nation's leading experts in the credit card industry, Jason's work has been featured at mainstream outlets such as Yahoo! Finance, MSN Money, and Business Insider. Jason is also known within the community of travel rewards enthusiasts as the Senior Points and Miles Contributor for The Points Guy and other outlets on the subjects of airline rewards and family travel. He lives in Denver, Colorado with his wife and three children.

Articles by Jason Steele

What Are the Different Types of Credit Cards?

May 23, 2018

There are thousands of different types of credit cards offered in the U.S., by hundreds of different banks and credit unions. We break down the various types of credit...

What Is a VantageScore Credit Score?

May 16, 2018

VantageScore is one of many scoring models that look at the information in your credit reports and generate a number designed to communicate the likelihood you’re going to pay...

Debit Card vs. Credit Card: How Are They Different?

May 15, 2018

You probably have both debit and credit cards, but do you know the difference? It’s important to understand all of the differences between these two types of payment cards...

How to Make Credit Cards Work for Your Small Business

May 2, 2018

Credit cards can be a critical tool for small businesses. They allow business owners to separate their company expenses from their personal purchases while offering valuable rewards and benefits....

How Much Available Credit Should I Have?

April 25, 2018

Often people wonder how much of their available credit they should be using at any given time in order to maintain healthy credit scores. Many experts recommend that you...

Understanding Credit Card Limits

April 5, 2018

A credit card limit is essentially the size of the loan a credit card issuer agrees to extend to you. Most credit card accounts have a credit card limit...

What Is a Secured Credit Card?

April 4, 2018

Though they make up less than 1% of the credit card market, secured credit cards help you build or rebuild your credit. Find out if they're right for you.

Understanding Credit Card Fees

March 29, 2018

Credit cards often have numerous fees, which can be confusing to consumers. By law, all fees are required to be prominently displayed in a standard format. Here’s an explanation...

Everything You Need to Know About Credit Card Issuers

March 27, 2018

A credit card issuer is a bank or credit union that provides a credit card directly to the end user, such as a consumer or small business owner. If...

APR vs Interest Rate: What’s the Difference?

March 26, 2018

Getting a loan means paying interest—it’s the cost of borrowing money. Just how much interest you’ll pay depends on your interest rate. Or does it depend on your ARP...

The History of Credit Cards

March 15, 2018

For better or worse, credit cards are a cornerstone of the American economy. But have you ever stopped to think about how we got to this place? Here is...

Should I Get a New Credit Card?

December 11, 2017

Whether you are at one extreme or the other, how can you tell when you should add a new card to your wallet? Consider these important factors.