Latest Thought Leadership resources from Experian

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eBook

14 July 2025

Experian's guide to navigating the prospecting landscape

To strategically market your credit products, you’ll need to connect and engage with qualified consumers, but finding and pitching to them isn’t always easy.

Read our e-book to discover:

  • Key market trends: Understand why your current prospecting strategy needs to be refined.    
  • Strategic channels: Explore the most effective methods to locate and engage ideal customers.
  • New approaches to campaign optimization: Learn how to quickly create and manage your campaigns across multiple channels.
White Paper

01 July 2025

Unlocking the Equity Era: Why 2025 is the Year of the HELOC

This white paper explores the transformative potential of Home Equity Lines of Credit (HELOCs) in 2025, a year marked by record-high homeowner equity and shifting consumer credit behavior. It offers data-driven insights into how lenders can tap into the $29 trillion in untapped equity by leveraging advanced analytics, behavioral segmentation, and digital innovation to meet evolving borrower needs.

Key Takeaways:

  • $29T in Untapped Equity: Millions of homeowners are ideal HELOC candidates but remain underserved.
  • Behavior Gap: Many consumers default to credit cards due to misconceptions about HELOCs.
  • Smart Targeting: Use data to identify Revolvers and tailor offers that resonate.
  • Digital Advantage: Compete with fintechs by streamlining approvals and closings.
Infographic

05 June 2025

183% ROI and 12-Month Payback

Based on interviews with global financial institutions, the Forrester Total Economic Impact™ study, commissioned by Experian, reveals real customer impact stories and business wins delivered by the Experian Ascend Platform™. This infographic shares some of the key findings.

Key insights include:

  • 183% return on investment (ROI) and $13.3M in net present value (NPV) over three years
  • A car leasing company’s approval rates increased from 60% to 66%, improving consistency and revenue growth
  • An airline reduced fraud chargebacks by 99.9%, lowering regulatory risks and financial losses.
Case Study

03 June 2025

The Total Economic Impact™ of Experian Ascend Platform

The Forrester Total Economic Impact™ (TEI) study, commissioned by Experian, explores the quantifiable and unquantified benefits of implementing the Experian Ascend Platform™. Based on interviews with global financial institutions, the report provides a comprehensive analysis of how the platform improves credit decisioning, reduces fraud, and delivers significant ROI.

Key insights include:

  • 183% return on investment (ROI) and $13.3M in net present value (NPV) over three years
  •  67% improvement in credit decisioning efficiency
  • 20% reduction in default costs through better risk modeling
  • 5% annual growth in application volume without added headcount
Video

12 March 2025

Optimize your prescreen strategy and improve your response rates to maximize revenue

Reaching the right consumers with credit offerings can be challenging without the right technology. Our optimized prescreen model and strategy service, Ascend Intelligence Services™ Target, can help organizations identify consumers who meet credit offer criteria, increasing the likelihood of positive responses.

With access to Experian’s historical data, financial institutions can:

  • Identify the consumers who meet their credit criteria 
  • Increase the likelihood of positive responses to their offers 
  • Get the most ROI out of their marketing campaigns while staying within budget

By optimizing their prescreen strategies, organizations can reach more of the right consumers to grow their customers bases and drive revenue.

Webinar

31 January 2025

The Resilient American Gen Zer

In an era of economic uncertainty, resilience can seem out of reach, but Gen Z is flipping the script. Watch this webinar to explore:

  • Key credit trends and behaviors shaping Gen Z
  • Their perspectives on personal finance and aspirations for the future
  • How organizations can better support and engage this dynamic cohort
Report

09 October 2024

State of Gen Z

Explore Gen Z's habits and attitudes toward credit, personal finance, marketing, fraud and more.

Gen Z fast facts:

  • There are 69.3 million Gen Z-ers in the United States.
  • They spend six or more hours per day on their cell phones.
  • They collectively demand purpose and accountability from brands they interact with.

They demand the creation of more opportunities for people of diverse and underrepresented backgrounds. Lack of financial resources and funding options are seen as barriers in achieving their goals.

Source: Statista, McKinsey & Company.

Webinar

17 September 2024

Unlock small business potential and growth in a transforming economy

Watch the webinar on-demand for an impactful discussion designed specifically for B2B firms who are looking to drive profitable growth within the small business portfolio. Watch the session to learn how B2B firms can harness Experian's robust data, analytics, and commercial marketing solutions to drive growth specifically within their small business customer segments.

Learn about:

  • How the market has changed for small businesses and why old tactics won’t work the same way as the economy transforms, releasing pent-up demand for goods and services
  • What you can do now to prepare to address growth in the small business market such as personalized engagement strategies, tailored products and services, and the effective use of omni-channel marketing techniques

 

Video

29 April 2024

Modern Marketing Made Easy

One of the key questions we often explore is how to maximize the ROI of marketing campaigns and effectively target specific business niches. In this Experian Business Chat, we dive into the challenges that commercial insurance agents and brokers face as they try to launch successful marketing strategies in an ever-evolving digital landscape.

Read our episode blog with full transcript.