Case Study
Published June 3, 2025
Advanced Analytics & Modeling Credit Decisioning Marketing
The Forrester Total Economic Impact™ (TEI) study, commissioned by Experian, explores the quantifiable and unquantified benefits of implementing the Experian Ascend Platform™. Based on interviews with global financial institutions, the report provides a comprehensive analysis of how the platform improves credit decisioning, reduces fraud, and delivers significant ROI.
Key insights include:
- 183% return on investment (ROI) and $13.3M in net present value (NPV) over three years
- 67% improvement in credit decisioning efficiency
- 20% reduction in default costs through better risk modeling
- 5% annual growth in application volume without added headcount
Click the button below to view the study
View now
eBook
Aligning credit product offers with customer needs
When credit product offers align with consumer needs, they become drivers of long-term relationships.
In this e-book, you’ll learn how to:
- Deliver personalized offers at the right moment using real-time insights.
- Increase engagement by embedding offers into credit education and monitoring experiences.
- Strengthen retention through consistent, relevant interactions.
Infographic
Turning missed moments into revenue
View our infographic to learn how to capture high-intent moments and turn them into lasting revenue. Discover:
- The cost of waiting and the impact on growth
- The benefits of real-time engagement strategies
- How better data powers your timing advantage
- Why partnering with us makes a difference
Case Study
How one lender achieved a 5 month payback
Education Credit Union modernized underwriting with Experian’s Advanced Decisioning—driving faster decisions, stronger approvals, and rapid ROI in a competitive market.
- 5-month payback period
- 4.4% lift in performance & funding
- $4M+ incremental originations
Video
5 model classification blind spots to watch out for in 2026
Model classification now drives governance in AI environments—but many frameworks lag reality. Static, inconsistent approaches create risk as inventories grow.
- Refresh classification continuously
- Map dependencies and shadow models
- Standardize decisions and documentation