Welcome to the Commercial Insights Hub

Welcome to the Commercial Insights Hub, a one-stop location for up-to-date credit insights on U.S. small businesses. With fresh, up to date credit data on over 25 million active businesses, Experian offers deep insights and a unique view on how they are performing. This centralized hub offers original thought leadership on the state of small business credit in weekly, monthly and quarterly views.


We publish a series of reports focusing on the health of small and medium businesses. If you would like to be notified when new reports have been published, subscribe to notifications.

Commercial Pulse

The bi-weekly Commercial Pulse provides a directional update on small business credit. It delivers a quick read on COVID market impacts, high level credit trends, score and attribute impacts, and other market related activities. 

The report is refreshed bi-weekly available for download.

Main Street Report

The Experian/Moody’s Analytics Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc).

The Main Street Report report is published quarterly.

Beyond the Trends

The Beyond the Trends report provides a directional update on small business credit. We provide a unique view of the small business economy based on data and market trends.

The report is published quarterly.

Meet the Experts

Want to learn more about the insights presented here? Connect with our subject matter experts from the Commercial Data Sciences team for a deeper dive.

Brodie Oldham

Brodie Oldham

Senior Director of Analytic Consultancy

Brodie leads a team of statistical consultants with diverse skills to provide clients with leading edge analytic-driven information solutions, services, and actionable insights. He is an industry expert, who speaks on behalf of Experian at industry conferences.

Emily Garrett

Emily Garrett

Manager of Commercial Decision Sciences for Ascend Platform

Emily leads a team of analytical consultants with strong statistical and decision science skills who focus on bringing the rich and diverse data contained within the Ascend platform. She brings a strong analytical background, including in small business lending, and uses this experience to lead innovation within the small business lending space.

Javier Rodriguez-Paiva

Javier Rodriguez-Paiva

Strategic Analytic Consultant

Javier leads fraud analytics consulting in the Commercial Decision Sciences team at Experian. In his role, he assists clients with comprehensive fraud management strategies, with an eye on both loss mitigation and business growth. Javier has 10+ years of experience in the analytics consulting role and the financial industry, with a wide breadth of hands-on experience in risk, financial, sales, and marketing data-driven strategy development.


Experian experts provide regular commentary on the health of small business credit and a wide range of other topics. Subscribe to be notified when new webinars are announced.

  State of Small Business: Raising the Bar on Inclusion

Quarterly Business Credit Review Q3 2021

Join the economists from Moody's and experts from Experian Tuesday, December 14th, 2021, 10 a.m. Pacific | 1 p.m. Eastern for a deep dive on the Q3 2021 Experian/Moody's Analytics Main Street Report credit insights.

Addressing a dynamic market

Addressing a Dynamic Market

Experian recently presented to Credit Research Foundation members recently about commercial fraud and strategies using non-traditional data. 

Blog Articles

Follow our blogs for regular articles covering business information and small business.


Business Information Blog

Business Information Blog

This blog is written and managed by the team at Experian Business Information Services and focuses primarily on commercial and enterprise topics.

Visit the Business Information Blog

Small Business Matters Blog

Small Business Matters Blog

The Small Business Matters blog focuses on topics relevant to small business owners. Here we post about business advice and credit education in addition to the latest news and trends impacting small businesses.

Visit the Small Business Matters Blog

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