Experian’s new Financial Stability Risk Score V2 is available in both a Logistic Regression and Machine Learned model. The Financial Stability Risk Score V2 helps companies quickly identify businesses at the highest risk for failure and payment default. Both score models uses payment data such as severely delinquent payments of 61-plus and 91-plus days; high utilization of credit lines; and public records, including tax liens, judgments and bankruptcy filings.
Our breakthrough Financial Stability Risk Score V2 boosts performance gains with a 40% improvement in the Machine Learned model, 29% higher performance in the 20th percentile bad captures and offers longer timeframes with a projection of 24 months up from 12 months. The new scores are now on a 300-850 logarithmic scale, allowing our clients flexibility in setting cut-offs and developing risk strategies.
You can improve the speed and efficiency of your risk decisions and realize these benefits:
Learn more about Financial Stability Risk Score from this product sheet.