Credit data reporting services
How and why to report consumer credit data
For us, it’s all about promoting a healthy credit eco-system for everyone.
Reporting consumer data to credit bureaus is essential for your customers to reach their financial goals and imperative for you to grow your business. By reporting credit data to Experian, you can:
Reporting credit data to Experian is fast, simple and easy – and we’ll help you every step of the way.
To start reporting consumer credit data to Experian, download our membership contractual documents for consideration. The membership application includes:
Once your documents are complete, please submit all three documents to email@example.com.
Metro 2® is a credit industry standard format that allows flexible and complete information on the consumer’s credit history. In addition, the Metro 2® format meets all requirements of the Fair Credit Reporting Act (FCRA), the Fair Credit Billing Act (FCBA), and the Equal Credit Opportunity Act (ECOA).
e-Oscar The Online Solution for Complete and Accurate Reporting, Metro 2® compliant system that was designed to provide you with an online solution for processing Automated Credit Dispute Verifications (ACDV’s) and Automated Universal Data forms (AUD’s). More information on E-Oscar can be found on their website- http://www.e-oscar.org/
For information on Experian’s Business Data Reporting Program, please visit http://www.experian.com/datareportingbusiness