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Determine creditworthiness

Our risk scores give you the ability to quickly and consistently measure, benchmark and predict risk through credit scoring models that use best-in-class data, analytics and technology.

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More-informed risk scores

Our scores are developed using traditional and nontraditional credit data, such as expanded FCRA data, consortium and business activity data — which provides greater insight into a customer’s creditworthiness and ability to pay — and advanced machine learning to provide safe, accurate, explainable and actionable decisions.

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Enhanced model performance

We create multiple model versions using various statistical methods to help boost model performance. These versions create added flexibility for businesses depending upon individual model governance standards.


Ready to improve your credit decisioning strategy?

We’re here to help. If you’d like to learn more about our solutions, please fill out the form below.

We are unable to address personal credit report and/or membership inquiries via this business form. Visit or call 888-397-3742 for consumer assistance.

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