Consumer data reporting services

Support the consumer credit ecosystem by reporting your data to Experian

Requirements for consumer data reporting

In order to report your consumer data to Experian®, you must meet the following requirements:

Use Metro 2® format

Data furnishers must send data electronically in Metro 2® format.* For more information on Metro 2® format, please visit

Report monthly

All accounts, including current, delinquent and charged-off accounts, must be reported every month.

Register for e-OSCAR

e-OSCAR is required for managing off-cycle updates and consumer disputes. For more information on e-OSCAR, please visit

*Metro 2 is the registered trademark of CDIA.

Already an Experian data furnisher?

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Data integrity services

Our data integrity services ensure reporting accuracy and minimize regulatory risk through quality reporting metrics, effective policies, and ongoing monitoring for consistent data quality assessment.

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Manage your file submissions and interact with Experian data reporting all in one place. Learn more by exploring FAQs


Start reporting consumer data

To start reporting consumer credit data to Experian, call 1-800-831-5614 and select option 3 to get started as a data furnisher or fill out the form below.

We are unable to address personal credit report and/or membership inquiries via this business form. Visit or call 888-397-3742 for consumer assistance.

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