Data furnishers must send data electronically in Metro 2® format.* For more information on Metro 2® format, please visit www.cdiaonline.org.
All accounts, including current, delinquent and charged-off accounts, must be reported every month.
e-OSCAR is required for managing off-cycle updates and consumer disputes. For more information on e-OSCAR, please visit www.e-Oscar.org.
*Metro 2 is the registered trademark of CDIA.
Our data integrity services ensure reporting accuracy and minimize regulatory risk through quality reporting metrics, effective policies, and ongoing monitoring for consistent data quality assessment.