Credit attributes and feature engineering

Extract valuable insights from a wealth of data sources

Designing and incorporating a comprehensive attribute management strategy is critical to your bottom line but can often be complex. Challenges range from a lack of resources to difficulty in keeping decisions consistent and explainable. 

Feature engineering is a hot topic in the world of machine learning (ML), because attributes (also known as features or characteristics) make ML possible. Experian^® has been developing models and analytics with industry-leading attributes since 1976. Our data engineers offer best practice attribute management strategies, world-leading feature sets and even specialized software for accessing data and developing stable attributes.

We offer robust data, data science expertise and technical innovation to create high-performing generic and custom attributes and models to optimize consumer and commercial risk management. Our consultants and data scientists have unmatched experience in developing and delivering analytical solutions across all stages of the credit life cycle.