Latest Thought Leadership resources from Experian

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Webinar

27 November 2024

The Future of Income and Employment Verification

Uncover how Experian is revolutionizing income and employment verification through our efforts to democratize access to payroll data. 

Webinar

26 November 2024

National Mortgage News Webinar: What do lenders really want from income verification?

Income and employment verification play an important role in the mortgage loan industry, yet these activities are often overlooked as an area of opportunity for lenders to improve the production process, gain cost efficiencies and yield a better customer experience. In fact, many mortgage business leaders may not be aware that the verification business has dramatically changed in the last few years, with more options, increasingly transparent pricing and better services available to them. In this web seminar you will learn:

What lenders really want from their income verification service providers

  • How instant verification can offer greater efficiency, speed and less friction
  • Why gaining efficiencies in your verification processes can pay significant dividends as your business scales its loan production
  • How to obtain more transparent pricing from your verification vendors
  • Why it pays significant benefits to change existing verification processes
Video

26 November 2024

Construction Industry Resilience

The November 2024 Commercial Pulse Report is here, and it’s packed with critical data on the construction sector’s resilience and the challenges ahead.

🔑 Key Highlights:

  • Businesses are shifting from term loans to commercial credit cards for greater flexibility.
  • Delinquencies in construction remain lower than other industries, showcasing financial strength.
  • High housing demand continues to fuel opportunities despite rising costs and tight credit.

Whether you're navigating financing strategies or tracking industry growth, these insights are a must-read for construction professionals and business analysts.

📥 Download the full report now and stay ahead of the trends shaping the construction landscape.

Check out the full report to see how these trends could impact your strategy!

Subscribe to Commercial Pulse Report

Report

25 November 2024

State of the economy report - November 2024

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to be correctly positioned throughout the business cycle.

This month’s highlights include:

  • Annual headline inflation ticked up from 2.4% to 2.6%. 
  • Only 12,000 jobs were added in October, amid hurricane and strike impacts. 
  • Retail sales maintained strength, increasing 0.4% in October.
Case Study

22 November 2024

Streamlining onboarding processes with behavioral analytics

A story of how Addi, a leading Latin American financial services company, used behavioral analytics to streamline a strenuous onboarding process. The results included a dramatic decrease in verification time, elimination of third-party fraud, and supercharged, secure business growth.

Infographic

21 November 2024

Navigating financial inclusion for credit unions

While lenders like credit unions, CDFIs, and MDIs help bridge the gap to financial possibilities for consumers and small business owners, navigating the financial inclusion landscape can still be challenging. Allow Experian to guide you to business growth within underserved communities – helping you to find and approve more consumers while confidently mitigating risk. Learn how our portfolio of data and analytic solutions helps drive your business goals at every turn. We specialize in providing strategic consulting to help you elevate your financial inclusion approach.

Webinar

20 November 2024

The fraud bot future-shock: How to spot & stop next-gen attacks

Traditional bot detection methods — like IP blocklisting, user-agent analysis, and heuristic behavioral checks — used to be enough to stop fraud bots. But now, GenAI has turned the tables: fraudsters can essentially reverse-engineer your fraud stack and create next-gen bots that evade every trusted tool. In this webinar, our experts explore the increasing sophistication and velocity of bot attacks and the latest techniques for balancing bot-fighting and friction.

Video

20 November 2024

Fintech Futures: Scott Brown at Money 2020

In this video interview filmed during Money 2020 in Las Vegas, Scott Brown, group president of financial and marketing services, sits down with Fintech Futures’ North America Correspondent Heather Sugg to share how Experian is bringing together the world of data, analytics and software to help modernize the financial services industry.

Case Study

13 November 2024

Implementing proactive prevention with behavioral analytics

Aspiration, a financial services business with 1M+ members, closed fraud detection gaps and improved top-of-funnel decisioning with behavioral analytics. Read how Aspiration’s optimized fraud stack allows the business to pursue lucrative growth opportunities.