Report
Published February 10, 2026
Credit & Economic Trends Economic & Market Insights
After outperforming expectations in 2025, the U.S. economy heads into 2026 with momentum - and meaningful risks. This Macro Moment explores the forces shaping the year ahead, from AI-driven growth and consumer resilience to evolving credit conditions and labor market uncertainty, helping leaders prepare for what’s next. Key takeaways include:
- The economic signals that mattered most in 2025 - and why they still matter
- How AI, consumers, and credit conditions are shaping 2026
- Where risks remain and what to watch in the labor market
Complete the form to access the report
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Report
Q2 2026 Lending Conditions Chartbook
Understand the economic and consumer trends shaping today's lending environment.
- U.S. economic outlook and market conditions
- Consumer credit demand and financial stress trends
- Lending performance across major credit products
- Key indicators to inform lending and portfolio strategies
Webinar
2026 Credit Card Trends
Credit card performance remains a key indicator of consumer financial health. Join Experian experts as they explore the latest credit card trends shaping 2026.
- Credit card balances, utilization, and payment behavior
- Delinquency and risk trends across consumer segments
- What lenders and businesses should watch in 2026
Report
AI: Reshaping Financial Services
AI is being adopted faster than the internet and personal computer, and financial services organizations are at the forefront of the transformation. Discover how lenders are leveraging AI across the lending lifecycle – from underwriting and origination to portfolio management – and what these innovations mean for the future of credit.
Report
2026 State of the U.S. Rental Market Report
The latest report provides a holistic view of the forces shaping today’s rental market and the evolving renter experience in 2026.
- Understand how affordability is reshaping renter behavior
- Explore generational shifts and rising rent burdens
- Analyze mobility, migration and payment trends
- Learn how financial conditions impact renter outcomes