Small Business Credit ShareSM program

Unparalleled insight into small businesses

Small Business Credit Share Program

Providing small businesses the credit they have earned

The Small Business Credit Share program is a consortium of companies that share expanded payment performance data on products like lines of credit; credit cards; loans; leases; and first creditors for emerging businesses such as utilities and telecommunications. As a member, you get access to reports, scores and special offers that are exclusive to the program. Experian® also can provide access to consumer data for a complete picture of a small-business owner or guarantor.

The exclusive data on millions of small businesses gives you a competitive advantage, with information and the latest scores that improve risk decisions on small businesses by 40 percent.

To ensure small businesses receive the credit they deserve, a summarized version of this data is provided to nonmembers. Members include some of the largest small-business creditors in the United States.

  • Access member-only comprehensive credit reports with expanded payment performance data and benchmarking.
  • Powerful score performance, with the new Small Business Credit Share acquisition model 2.0 providing 40 percent greater performance than standard credit scores.
  • Gain powerful portfolio scoring by three portfolio model types (all financial model, commercial credit card model or commercial retail credit card model).

Get an Overview

Learn more about Small Business Credit Share from this product sheet.

Blog: Data Share Benefits

Small business credit share helps businesses get the credit they deserve.

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1 877 565 8153

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