Experian | Moody's Main Street Report

Q3 report findings

Small business credit performance was mixed in the third quarter as businesses dealt with the COVID-19 Delta variant. Early stage delinquency rates rose modestly while late state delinquency and bankruptcy rates fell decisively. 

About the report

The Experian/Moody’s Analytics Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community. Key factors in the Main Street Report include a combination of business credit data (e.g., credit balances, delinquency rates, utilization rates) and macroeconomic information (e.g., employment rates, income, retail sales, industrial production).