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Experian | Oxford Economics Main Street Report

Q4 2022

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Consumer sentiment improved as even as spending behavior softened in Q4 2022

Q4 report findings

Following Q4 2022, small businesses have a positive outlook, with stable cash flow and reduced commercial delinquencies. However, higher costs may pressure spending. The economy grew strongly, but a repeat performance is unlikely due to job growth deceleration. The Fed is expected to hike rates more than anticipated to engineer a soft landing.

About the report

Experian/Oxford Economics’ Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as provides commentary on what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc.).

Main Street Report

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  • Q3 2022
  • Q2 2022
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  • Q4 2021
  • Q3 2021
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  • Q4 2020
  • Q3 2020
  • Q2 2020
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  • Q4 2019
  • Q3 2019
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  • Q4 2018
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  • Q1 2018
  • Q4 2017
  • Q3 2017
  • Q2 2017
  • Q1 2017

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