Experian | Moody's Main Street Report

Q3 2021

Small business credit growth will continue as the economy steams ahead

Q3 report findings

Small business credit performance was mixed in the third quarter as businesses dealt with the COVID-19 Delta variant. Early stage delinquency rates rose modestly while late state delinquency and bankruptcy rates fell decisively. 

About the report

The Experian/Moody’s Analytics Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community. Key factors in the Main Street Report include a combination of business credit data (e.g., credit balances, delinquency rates, utilization rates) and macroeconomic information (e.g., employment rates, income, retail sales, industrial production).

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